S. 723 · 119th Congress

Tribal Trust Land Homeownership Act of 2025

Introduced on Feb 25, 2025 by John Thune (R-SD). 3 cosponsors, 1 of them from another party. Became Public Law 119-88.

Stage
Became law
Public Law 119-88
Introduced
Feb 25, 2025
Cosponsors
3
1 from the other party
Policy area
Native Americans
Open in the Congress explorerCongress.govAlert me

Progress

The furthest stage the measure reached. Simple and concurrent resolutions do not go to the President.

  1. Introduced
  2. Reported by committee
  3. Passed one chamber
  4. Passed both chambers
  5. Sent to the President
  6. Became law

Official title

A bill to require the Bureau of Indian Affairs to process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines, and for other purposes.

Subjects

  • Congressional oversight
  • Government information and archives
  • Government studies and investigations
  • Housing finance and home ownership
  • Indian lands and resources rights
  • Intergovernmental relations

Summary

By the Congressional Research Service (Public Law, May 4, 2026). Public domain.

Tribal Trust Land Homeownership Act of 2025

This act sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.

Additionally, the act sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.

The act also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.

The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.

Finally, the act establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.

Sponsor and cosponsors

Cosponsors by party as of the day they signed on. Original cosponsors signed on the day of introduction.

John ThuneR-SDSponsor

Democrats · 1

Republicans · 2

Roll calls

Recorded votes on the measure. Most measures move by voice vote or unanimous consent, which record no individual positions.

  1. On Motion to Suspend the Rules and Pass
    Mar 4, 2026· House· Passage· Passed 384–40

History

Every action as published, oldest first. Roll calls link to how each member voted.

  1. Feb 25, 2025Introduced in Senate
  2. Feb 25, 2025 · SenateRead twice and referred to the Committee on Indian Affairs. (text: CR S1350-1352)
  3. Mar 5, 2025 · SenateCommittee on Indian Affairs. Ordered to be reported without amendment favorably.
  4. Sep 3, 2025Committee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.
  5. Sep 3, 2025 · SenateCommittee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.
  6. Sep 3, 2025 · SenatePlaced on Senate Legislative Calendar under General Orders. Calendar No. 148.
  7. Sep 29, 2025 · SenateStar Print ordered on 119-60.
  8. Dec 11, 2025Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
  9. Dec 11, 2025 · SenatePassed Senate without amendment by Unanimous Consent. (consideration: CR S8689-8691; text: CR S8689-8691)
  10. Dec 15, 2025 · SenateMessage on Senate action sent to the House.
  11. Dec 15, 2025 · HouseReceived in the House.
  12. Dec 15, 2025 · HouseHeld at the desk.
  13. Mar 3, 2026 · HouseMr. Westerman moved to suspend the rules and pass the bill.
  14. Mar 3, 2026 · HouseConsidered under suspension of the rules. (consideration: CR H2359-2362; text: CR H2359-2361)
  15. Mar 3, 2026 · HouseDEBATE - The House proceeded with forty minutes of debate on S. 723.
  16. Mar 3, 2026 · HouseAt the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
  17. Mar 4, 2026 · HouseConsidered as unfinished business. (consideration: CR H2390)
  18. Mar 4, 2026Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).House · Roll call 81
  19. Mar 4, 2026 · HouseOn motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).House · Roll call 81
  20. Mar 4, 2026 · HouseMotion to reconsider laid on the table Agreed to without objection.
  21. Apr 27, 2026Presented to President.
  22. Apr 27, 2026 · HousePresented to President.
  23. May 4, 2026Signed by President.
  24. May 4, 2026Signed by President.
  25. May 4, 2026Became Public Law No: 119-88.
  26. May 4, 2026Became Public Law No: 119-88.

Committees

Committees and subcommittees the measure was referred to.

Agencies in its committees' jurisdiction

Analisa's mapping of committee jurisdiction to federal agencies; the bill may touch others, or none of these.

Sources and method

Every figure on this page traces to these records.

  • Bill status: bills and resolutions, sponsors, actions, subjects and CRS summaries (U.S. Government Publishing Office (GovInfo), from Congress.gov (Library of Congress))GovInfo Bill Status bulk data (Congress.gov; summaries by the Congressional Research Service) · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Members of Congress, their terms, committees and identifiers (The @unitedstates project (from the Biographical Directory of the U.S. Congress, the House and the Senate))unitedstates/congress-legislators: legislators, committees and current committee membership · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: CC0 1.0 (public domain dedication)
  • House roll-call votes (Office of the Clerk, U.S. House of Representatives)Office of the Clerk, U.S. House of Representatives, roll-call vote records · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Senate roll-call votes and DW-NOMINATE scores (Voteview (UCLA Department of Political Science))Lewis, Jeffrey B., Keith Poole, Howard Rosenthal, Adam Boche, Aaron Rudkin, and Luke Sonnet (2026). Voteview: Congressional Roll-Call Votes Database. https://voteview.com/ · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Free to use with the required citation
  • Lobbying disclosures (LD-1 registrations, LD-2 quarterly reports, LD-203 contribution reports) (Clerk of the U.S. House of Representatives)Clerk of the House, Lobbying Disclosure Act filings (organizations only; lobbyists' names are not loaded) · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Positions are shown only where a roll call recorded them; voice votes and unanimous consent record none.