City · Stephens County, Georgia

Toccoa, Georgia

Toccoa is a city in Stephens County, Georgia, part of the Toccoa, GA metro area. It has 9,238 residents. Toccoa, Georgia has a quality-of-life score of 10 out of 100 (very low), ranking #14,013 of 15,651 US cities and towns. Within Georgia it ranks #235 of 386 cities and towns. It ranks best on distance to an Amtrak station (low), pharmacies (high) and distance to an emergency room (low). It ranks worst on loneliness (high), life expectancy (low) and preventable hospital stays (high).

10Very low

Quality-of-life score: #14,013 of 15,651 cities and towns
Georgia: #235 of 386 in GA
Population: 9,238 (2020-2024)
Land area: 9 mi²
Density: 993.9 /mi²
FIPS code: 1376756

Percentile-based score (100 is the best in the country) from 72 of 80 indicators, with the default “Explorer” weights.

Open in the map

Scores by category

Each category averages its indicators' percentile scores among US cities and towns.

Safety12#13,820/15,637
Economy7#14,572/15,631
Housing49#7,635/14,977
Health9#14,198/15,609
Healthcare22#12,166/15,650
Environment74#3,994/15,453
Education36#9,940/15,649
Infrastructure9#14,297/15,650
Community17#12,970/15,651
Leisure & amenities10#14,059/15,651

Strengths · Weaknesses

Indicators where Toccoa, Georgia ranks highest and lowest among US cities and towns (score = percentile, 100 = best). Values marked “Stephens County value” are the county’s: the source publishes no figure for this city or town, and the county holding most of its residents stands in.

Strengths

Distance to an Amtrak station · low4 mi
99/100Georgia 38 miUnited States 43 mi2026Federal Aviation Administration · Bureau of Transportation Statistics · U.S. Census BureauStephens County value
Pharmacies · high3.2 /10k
97/100Georgia 1.8 /10kUnited States 1.8 /10k2025U.S. Bureau of Labor StatisticsStephens County value
Distance to an emergency room · low3.6 mi
85/100Georgia 7.4 miUnited States 5.5 miJul 2026Centers for Medicare & Medicaid ServicesStephens County value
Child care cost burden · low23.0%
85/100Georgia 23.0%United States 27.9%2023 & 2024University of Wisconsin Population Health InstituteStephens County value
Dental care shortage · low0.0
84/100Georgia 5.9United States 5.7Oct 2026Health Resources and Services AdministrationStephens County value
Social associations · high13.2 /10k
83/100Georgia 8.8 /10kUnited States 9.1 /10k2023University of Wisconsin Population Health InstituteStephens County value

Weaknesses

Loneliness · high38.7%
6/100Georgia 37.9%United States 33.2%2023Centers for Disease Control and PreventionModel-based estimate
Life expectancy · low71.7 yrs
7/100Georgia 76.0 yrsUnited States 77.6 yrs2021-2023University of Wisconsin Population Health InstituteStephens County value
Preventable hospital stays · high4,191 /100k
7/100Georgia 3,147 /100kUnited States 2,769 /100k2023University of Wisconsin Population Health InstituteStephens County value
Uninsured residents (under 65) · high19.4%
7/100Georgia 14.0%United States 9.8%2020-2024U.S. Census Bureau Census table B27010
Poverty rate · high23.9%
8/100Georgia 12.8%United States 12.1%2020-2024U.S. Census Bureau Census table B17001
Arts, entertainment and recreation · low1.8 /10k
8/100Georgia 4.9 /10kUnited States 5.5 /10k2025U.S. Bureau of Labor StatisticsStephens County value

Trends

The largest changes over about five years, next to the country's over the same periods.

PopulationRising
8,308 (2015-2019) → 9,238 (2020-2024)
+11%5 yearsCensus table B01003US 328,329,953 → 340,003,797
New homes permittedImproving
0.9 /1k (2021) → 3.1 /1k (Sep 2025–Aug 2026)
+255%5 yearsUS 5.2 /1k → 4.2 /1k
Broadband subscriptionsImproving
67.5% (2015-2019) → 88.0% (2020-2024)
+21 pts5 yearsCensus table B28002US 82.7% → 91.0%
Home price to income ratioWorsening
2.0× (2015-2019) → 3.7× (2020-2024)
+80%5 yearsCensus table B25077US 3.5× → 4.1×
Poverty rateWorsening
18.8% (2015-2019) → 23.9% (2020-2024)
+5.1 pts5 yearsCensus table B17001US 12.3% → 12.1%
Average commute timeWorsening
22.1 min (2015-2019) → 27.1 min (2020-2024)
+23%5 yearsCensus table B08013US 26.9 min → 26.4 min

What changed in five years

How each measure moved between two periods about five years apart, read against whether more or less is better, the published margin of error and the same change in other places.

Over about five years, Toccoa, Georgia improved on 1 of 15 measures with a comparison and declined on 1. 13 moved within the margin of error and 0 barely changed.

Earlier (2015-2019)
Latest (2020-2024)
Lower standingHigher standing

Position is the place's standing among cities and towns: further right is better, whichever way the measure counts.

Improved1

Broadband+21 points67.5% → 88.0%

Declined1

Price / income+1.6×2.0× → 3.7×

All 15 measures

Change of every measure of Toccoa, Georgia between two periods about five years apart
Measure	Before	After	Change	Reading	Favourable vs peers
Average commute time	22.1 min2015-2019	27.1 min2020-2024	+5.0 min	Within the margin of error	10%
Bachelor's degree or higher	19.1%2015-2019	20.0%2020-2024	+1 points	Within the margin of error	34%
Broadband subscriptions	67.5%2015-2019	88.0%2020-2024	+21 points	Improved	91%
Child poverty rate	25.0%2015-2019	23.1%2020-2024	−2 points	Within the margin of error	56%
Effective property tax rate	1.04%2015-2019	0.69%2020-2024	−0.3 points	Within the margin of error	79%
High school diploma or higher	80.8%2015-2019	84.3%2020-2024	+3.5 points	Within the margin of error	72%
Home price to income ratio	2.0×2015-2019	3.7×2020-2024	+1.6×	Declined	7%
Income inequality (Gini index)	0.4632015-2019	0.4622020-2024	−0.001	Within the margin of error	52%
Median household income	$42,4222015-2019	$48,4382020-2024	+14%	Within the margin of error	22%
Poverty rate	18.8%2015-2019	23.9%2020-2024	+5.1 points	Within the margin of error	12%
Public transit commuters	0.0%2015-2019	0.0%2020-2024	0 points	Within the margin of error	60%
Rent as share of income	29.5%2015-2019	28.4%2020-2024	−1.1 points	Within the margin of error	63%
Rent-burdened households	48.9%2015-2019	45.1%2020-2024	−3.8 points	Within the margin of error	69%
Unemployment rate	9.7%2015-2019	8.8%2020-2024	−0.9 points	Within the margin of error	67%
Uninsured residents (under 65)	21.9%2015-2019	19.4%2020-2024	−2.5 points	Within the margin of error	73%

“Against peers” compares the change with the same change in the 14640 cities and towns that have the same two periods. It describes how common a change is, not why it happened.

Sources: American Community Survey 5-Year Estimates. Values are the latest and the one five years earlier of the same publisher dataset; datasets that changed publisher in between are never compared.

Survey estimates (American Community Survey) compare the two most recent 5-year windows that do not share years, so the margin of error of the difference holds. The 2015-2019 window predates the pandemic and 2020-2024 includes it.
A change counts only when it is larger than 1.645 times the square root of the two standard errors squared, summed (a 90% margin). Measures published without a margin must change by at least 5% to count.
“Against peers” compares the change with the same change in the 15651 cities and towns that have the same two periods. It describes how common a change is, not why it happened.
Standing is a percentile among the same places: 0 is the lowest value on the measure (or the worst when lower is better), 100 the best.

Cities and towns like Toccoa, Georgia five years ago that improved

The places whose measures looked most like those of Toccoa, Georgia in the earlier period, ranked by how many measures improved beyond the margin of error, minus how many declined. A comparison of published data, not a forecast and not advice.

For comparison, Toccoa, Georgia itself moved −1.6 points in standing on average over the same 10 measures (standings of all places average about zero).

How the ranking works

Similarity is the root-mean-square difference of standings in the earlier period over the measures most places have. Places are ranked by measures that improved beyond the margin of error minus those that declined (a count that estimation noise in small places cannot inflate), then by the mean change of standing over the measures a place has in both periods. Only places with more improvements than declines and a rise in standing are listed. Standings are relative, so a place can improve in absolute terms and still lose standing.

Who lives here

Age, race and education of residents, from the American Community Survey. Shares are of all residents (age), residents of every origin (race) or adults 25 and over (education).

Age and sex

9,238 residents (±22)

Men
Women

80 and over†
70–79†
60–69†

Income

How household income is spread, not just the middle: each bar is the share of households in that income range.

Household income

3,592 households (±270)

Toccoa, Georgia
Georgia share

Under $25k30%1,074
$25k–50k21%752
$50k–75k19%696

Homes

Who owns and who rents, what homes cost, and what the housing stock looks like.

Owners and renters

3,592 households (±270)

Toccoa, Georgia
Georgia share

Own58%2,075
Rent42%1,517

No change since 2015–2019 is larger than the margin of error.

Table view

Getting to work

How workers travel to their job and how long it takes them.

How people get to work

3,861 workers (±297)

Toccoa, Georgia
Georgia share

Drive alone78%3,010
Carpool15%†563
Public transit0.0%0

Jobs and pay

What the largest occupations here pay, from the Bureau of Labor Statistics' Occupational Employment and Wage Statistics survey.

The Bureau of Labor Statistics publishes pay by metro area, not by county or city. The metro area page lists its largest occupations and lets you look up any job.

Pay in the Toccoa, GA

Local businesses

Employer businesses and sole proprietors by industry, per resident and against the state and the nation. Counts of businesses next to counts of people, not a measure of demand.

The Census Bureau publishes business counts by county, not by city, so these are the figures of Stephens County, the county holding most of Toccoa's residents.

Stephens County has 539 employer establishments, 197 for every 10,000 residents (0.80× the US rate of 248; 0.84× Georgia's), with 7,799 paid employees at an average annual pay of $43,655. The Census Bureau also counts 1,966 nonemployer businesses, mostly sole proprietors.

Establishments: 539; 1,966 nonemployers
Per 10,000 residents: 197; US 248 · Georgia 236
Paid employees: 7,799
Average annual pay: $43,655; US $68,342

Employer establishments, employees, average pay and nonemployers of Stephens County by industry, with the density per resident against the nation

Ambulatory health care services	38	13.9	0.67×Fewer than typical	493	$66,296	66
Restaurants and other eating places	35	12.8	0.70×Fewer than typical	663	$16,446	8
Specialty trade contractors	33	12.1	0.78×Fewer than typical	246	$53,171	190
Religious organizations	32	11.7	2.11×More than typical	199	$20,824	—
Limited-service restaurants	20	7.3	0.91×About typical	535	$15,228	4
Gasoline stations	19	7	2.15×More than typical	37	$29,919	5
Services to buildings and dwellings	19	7	1.03×About typical	74	$36,081	181
Building equipment contractors	14	5.1	0.85×About typical	103	$54,961	41
Grocery and convenience stores	14	5.1	1.73×More than typical	287	$17,930	3
Offices of other health practitioners	13	4.8	0.78×Fewer than typical	65	$42,538	25
Insurance agencies and brokerages	12	4.4	1.00×About typical	27	$52,037	40
Accounting, tax preparation and payroll services	11	4	0.99×About typical	39	$44,590	22

Rank places for an industry Open Stephens County

County Business Patterns (2023); Nonemployer Statistics (2024)

Per-resident figures divide by the population estimate of 2023: 27,300 residents here, 336,755,052 in the United States. County Business Patterns counts establishments in 2023; the Nonemployer Statistics count businesses in 2024.
“More than typical” is a density at least 1.25 times the nation's per resident, “fewer” at most 0.8 times, with at least 10 establishments. It compares counts of businesses with counts of people: it says nothing about demand, incomes, size, quality or profit, and visitors and commuters are not residents.
The Census Bureau adds noise to employment and payroll to protect confidentiality, and withholds some figures: an industry with few establishments can show employees or pay as unavailable.
Industries overlap: a narrower industry (full-service restaurants) is part of a broader one (restaurants), so the rows do not add up.
Industries follow the North American Industry Classification System; the two surveys use different editions (NAICS 2017 and 2022), which this page matches industry by industry.

Federal contracts performed here

In FY2026, an estimated $0 of federal contract obligations were for work performed in Toccoa, Georgia: $0 per resident (US $1,994).

Obligations: $0
Per resident: $0; US $1,994
Sole-source: —; US 30%
Single offer: —; US 8.8%

A signal is a reason to look closer, not evidence of wrongdoing: most sole-source awards are lawful and justified.

Top buying agencies

Top recipients

NORTHROP GRUMMAN SYSTEMS CORPORATION$00.0%

Spending by fiscal year

2.1KFY2017
17KFY2018
4.3KFY2019
5.2KFY2020
2.5KFY2021
-165.3FY2022
2.5KFY2023
0FY2024
-12.4FY2025
0FY2026

What was bought

Source: Federal contract transactions (Federal Procurement Data System) (U.S. Department of the Treasury, USAspending.gov), data current to Oct 3, 2026, loaded Oct 3, 2026.

How this is estimated

Agencies report each contract action's place of performance as a county and a ZIP code. A ZIP code's money is split among the cities it covers by the share of its land inside each (Census 2020 ZIP code tabulation areas); the part outside city limits stays with the county.

The place of performance is what the contracting agency reports, often the contractor's office rather than where the work happens.
Shares are of land, not of people or businesses: a ZIP code that is mostly rural land but has its offices in town gives the town less than it should.
ZIP codes that are not mapped areas (post office boxes, the unique ZIP codes of large federal sites and companies) stay with their county, unless one city covers nearly all of it.
Counts of actions and awards include those only partly in Toccoa, Georgia, so they do not add up across cities.

Grants and other federal assistance are counted by county here, not split among cities: Toccoa is mostly in Stephens County.

See federal money in Stephens County

Representation in Congress

Members serving today, with their record in the current Congress (party-unity votes cast with their caucus, roll calls missed). Not a grade.

Toccoa, Georgia is represented in the 119th Congress by these members.

House

Andrew S. ClydeR-GA-9 · 100% of residentsWith party 99%Missed 4.6%

Senate

Explore Congress The 2026 races

County

A city can lie in several counties. Some indicators are published for counties only: the page marks them.

Stephens County24100% of residents

Metro area

The metro or micro area the city belongs to.

Toccoa, GA15

Other cities and towns in Stephens County

Largest first.

Similar cities and towns

Closest indicator profiles across the country (no model: score distances).

Data and sources

Latest published value of each indicator; periods differ by source. Values flagged by their publisher are marked.

PLACES: Local Data for Better HealthCenters for Disease Control and Prevention · release 2025
Local Area Unemployment StatisticsU.S. Bureau of Labor Statistics · release 2025
American Community Survey 5-Year EstimatesU.S. Census Bureau · release 2017-2024
Building Permits SurveyU.S. Census Bureau · release 2026-08
Population Estimates ProgramU.S. Census Bureau · release 2025
Small Area Health Insurance EstimatesU.S. Census Bureau · release 2024
Small Area Income and Poverty EstimatesU.S. Census Bureau · release 2024
County Health Rankings & RoadmapsUniversity of Wisconsin Population Health Institute · release 2022-2025+2026-03-supplement

JSON · /api/v1/places/1376756

Scores by category

Strengths · Weaknesses

Strengths

Weaknesses

Trends