S. 1098 · 117th Congress

Joint Consolidation Loan Separation Act

Introduced on Apr 13, 2021 by Mark R. Warner (D-VA). 3 cosponsors, 2 of them from another party. Became Public Law 117-200.

Stage
Became law
Public Law 117-200
Introduced
Apr 13, 2021
Cosponsors
3
2 from the other party
Policy area
Education
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Progress

The furthest stage the measure reached. Simple and concurrent resolutions do not go to the President.

  1. Introduced
  2. Reported by committee
  3. Passed one chamber
  4. Passed both chambers
  5. Sent to the President
  6. Became law

Official title

A bill to amend the Higher Education Act of 1965 to authorize borrowers to separate joint consolidation loans.

Subjects

  • Consumer credit
  • Domestic violence and child abuse
  • Government lending and loan guarantees
  • Higher education
  • Marriage and family status
  • Student aid and college costs

Summary

By the Congressional Research Service (Public Law, Oct 11, 2022). Public domain.

Joint Consolidation Loan Separation Act

This act allows two borrowers, who had previously received a joint consolidation loan for their federal student loan debt, to submit a joint application to the Department of Education to sever their consolidated loan into two separate loans.

One borrower may submit a separate application in the event that the individual has experienced domestic or economic abuse from the other individual borrower or is unable to reasonably reach or access the loan information of the other borrower. In the case of a borrower who receives a separate consolidation loan due to those circumstances, the other individual borrower must become solely liable for the remaining balance of the joint consolidation loan.

Sponsor and cosponsors

Cosponsors by party as of the day they signed on. Original cosponsors signed on the day of introduction.

Mark R. WarnerD-VASponsor

Democrats · 1

Republicans · 2

Roll calls

Recorded votes on the measure. Most measures move by voice vote or unanimous consent, which record no individual positions.

  1. On Motion to Commit
    Sep 21, 2022· House· Procedural· Failed 202–228
  2. On Passage
    Sep 21, 2022· House· Passage· Passed 232–193

History

Every action as published, oldest first. Roll calls link to how each member voted.

  1. Apr 13, 2021Introduced in Senate
  2. Apr 13, 2021 · SenateRead twice and referred to the Committee on Health, Education, Labor, and Pensions.
  3. May 5, 2022 · SenateCommittee on Banking, Housing, and Urban Affairs. Hearings held.
  4. Jun 15, 2022Senate Committee on Health, Education, Labor, and Pensions discharged by Unanimous Consent.
  5. Jun 15, 2022 · SenateSenate Committee on Health, Education, Labor, and Pensions discharged by Unanimous Consent.
  6. Jun 15, 2022 · SenateMeasure laid before Senate by unanimous consent. (consideration: CR S2961)
  7. Jun 15, 2022Passed/agreed to in Senate: Passed Senate with an amendment by Unanimous Consent.(text of amendment in the nature of a substitute: CR S2961)
  8. Jun 15, 2022 · SenatePassed Senate with an amendment by Unanimous Consent. (text of amendment in the nature of a substitute: CR S2961)
  9. Jun 16, 2022 · SenateMessage on Senate action sent to the House.
  10. Jun 17, 2022 · HouseReceived in the House.
  11. Jun 17, 2022 · HouseHeld at the desk.
  12. Sep 19, 2022 · HouseRules Committee Resolution H. Res. 1361 Reported to House. Rule provides for consideration of S. 1098 with 1 hour of general debate. Resolution also provides one motion to commit.
  13. Sep 20, 2022 · HouseRule H. Res. 1361 passed House.
  14. Sep 20, 2022 · HouseConsidered under the provisions of rule H. Res. 1361. (consideration: CR H7993-7998)
  15. Sep 20, 2022 · HouseRule provides for consideration of S. 1098 with 1 hour of general debate. Resolution also provides one motion to commit.
  16. Sep 20, 2022 · HouseDEBATE - The House proceeded with one hour of debate on S. 1098.
  17. Sep 20, 2022 · HouseThe previous question was ordered pursuant to the rule.
  18. Sep 20, 2022 · HouseMs. Foxx moved to commit to the Committee on Education and Labor.
  19. Sep 20, 2022 · HouseThe previous question on the motion to commit was ordered pursuant to clause 2(b) of rule XIX.
  20. Sep 20, 2022 · HousePOSTPONED PROCEEDINGS - The Chair put the question on the motion to commit and by voice vote, announced that the noes had prevailed Ms. Foxx demanded the yeas and nays and the Chair postponed further proceedings on the motion to commit until a time to be announced.
  21. Sep 21, 2022 · HouseConsidered as unfinished business. (consideration: CR H8030-8032)
  22. Sep 21, 2022 · HouseOn motion to commit Failed by the Yeas and Nays: 202 - 228 (Roll no. 447).House · Roll call 447
  23. Sep 21, 2022Passed/agreed to in House: On passage Passed by the Yeas and Nays: 232 - 193 (Roll no. 448).House · Roll call 448
  24. Sep 21, 2022 · HouseOn passage Passed by the Yeas and Nays: 232 - 193 (Roll no. 448). (text: 9/20/2022 CR H7993-7994)House · Roll call 448
  25. Sep 21, 2022 · HouseMotion to reconsider laid on the table Agreed to without objection.
  26. Oct 11, 2022Presented to President.
  27. Oct 11, 2022 · HousePresented to President.
  28. Oct 11, 2022Signed by President.
  29. Oct 11, 2022Signed by President.
  30. Oct 11, 2022Became Public Law No: 117-200.
  31. Oct 11, 2022Became Public Law No: 117-200.

Committees

Committees and subcommittees the measure was referred to.

Agencies in its committees' jurisdiction

Analisa's mapping of committee jurisdiction to federal agencies; the bill may touch others, or none of these.

Sources and method

Every figure on this page traces to these records.

  • Bill status: bills and resolutions, sponsors, actions, subjects and CRS summaries (U.S. Government Publishing Office (GovInfo), from Congress.gov (Library of Congress))GovInfo Bill Status bulk data (Congress.gov; summaries by the Congressional Research Service) · data current to Oct 6, 2026 · loaded Oct 6, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Members of Congress, their terms, committees and identifiers (The @unitedstates project (from the Biographical Directory of the U.S. Congress, the House and the Senate))unitedstates/congress-legislators: legislators, committees and current committee membership · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: CC0 1.0 (public domain dedication)
  • House roll-call votes (Office of the Clerk, U.S. House of Representatives)Office of the Clerk, U.S. House of Representatives, roll-call vote records · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Senate roll-call votes and DW-NOMINATE scores (Voteview (UCLA Department of Political Science))Lewis, Jeffrey B., Keith Poole, Howard Rosenthal, Adam Boche, Aaron Rudkin, and Luke Sonnet (2026). Voteview: Congressional Roll-Call Votes Database. https://voteview.com/ · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Free to use with the required citation
  • Lobbying disclosures (LD-1 registrations, LD-2 quarterly reports, LD-203 contribution reports) (Clerk of the U.S. House of Representatives)Clerk of the House, Lobbying Disclosure Act filings (organizations only; lobbyists' names are not loaded) · data current to Oct 6, 2026 · loaded Oct 6, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Positions are shown only where a roll call recorded them; voice votes and unanimous consent record none.