S.J.Res. 15 · 117th Congress

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders".

Introduced on Mar 25, 2021 by Chris Van Hollen (D-MD). 9 cosponsors, all from the sponsor's party. Became Public Law 117-24.

Stage
Became law
Public Law 117-24
Introduced
Mar 25, 2021
Cosponsors
9
0 from the other party
Policy area
Finance and Financial Sector
Open in the Congress explorerCongress.govAlert me

Progress

The furthest stage the measure reached. Simple and concurrent resolutions do not go to the President.

  1. Introduced
  2. Reported by committee
  3. Passed one chamber
  4. Passed both chambers
  5. Sent to the President
  6. Became law

Subjects

  • Administrative law and regulatory procedures
  • Banking and financial institutions regulation
  • Congressional oversight
  • Credit and credit markets
  • Department of the Treasury

Summary

By the Congressional Research Service (Public Law, Jun 30, 2021). Public domain.

This joint resolution nullifies the final rule issued by the Office of the Comptroller of the Currency titled National Banks and Federal Savings Associations as Lenders and published on October 30, 2020. The rule requires that to be considered a lender, a national bank or federal saving association must, as of the date of origination of the loan (1) be named as the lender in the loan agreement, or (2) fund the loan.

Sponsor and cosponsors

Cosponsors by party as of the day they signed on. Original cosponsors signed on the day of introduction.

Chris Van HollenD-MDSponsor

Democrats · 9

Roll calls

Recorded votes on the measure. Most measures move by voice vote or unanimous consent, which record no individual positions.

  1. On the Joint Resolution
    May 11, 2021· Senate· Passage· Joint Resolution Passed 52–47
  2. On Passage
    Jun 24, 2021· House· Passage· Passed 218–208

History

Every action as published, oldest first. Roll calls link to how each member voted.

  1. Mar 25, 2021Introduced in Senate
  2. Mar 25, 2021 · SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  3. Apr 28, 2021 · SenateCommittee on Banking, Housing, and Urban Affairs. Hearings held.
  4. May 11, 2021Senate Committee on Banking, Housing, and Urban Affairs discharged by petition pursuant to 5 U.S.C. 802(c).
  5. May 11, 2021 · SenateSenate Committee on Banking, Housing, and Urban Affairs discharged by petition pursuant to 5 U.S.C. 802(c).
  6. May 11, 2021 · SenatePlaced on Senate Legislative Calendar under General Orders. Calendar No. 57.
  7. May 11, 2021 · SenateMotion to proceed to consideration of measure agreed to in Senate by Voice Vote.
  8. May 11, 2021 · SenateMeasure laid before Senate by motion. (consideration: CR S2430-2431, S2436-2441)
  9. May 11, 2021Passed/agreed to in Senate: Passed Senate without amendment by Yea-Nay Vote. 52 - 47. Record Vote Number: 183.(text: CR S2441)Senate · Roll call 183
  10. May 11, 2021 · SenatePassed Senate without amendment by Yea-Nay Vote. 52 - 47. Record Vote Number: 183. (text: CR S2441)Senate · Roll call 183
  11. May 12, 2021 · SenateMessage on Senate action sent to the House.
  12. May 12, 2021 · HouseReceived in the House.
  13. May 12, 2021 · HouseHeld at the desk.
  14. Jun 22, 2021 · HouseRules Committee Resolution H. Res. 486 Reported to House. The resolution provides for 1 hour of debate, orders the previous question, and allows a motion to recommit for each measure. Provides that H. Res. 485 is adopted. Provides that anytime through the legislative day of June 25, 2021, the Speaker may entertain motions offered by the Majority Leader or his designee that the House suspend the rules with respect to multiple measures that were the object of motions to suspend the rules on the legislative days of June 22 or 23, and on which the yeas and nays were ordered and further proceedings postponed.
  15. Jun 23, 2021 · HouseRule H. Res. 486 passed House.
  16. Jun 24, 2021 · HouseConsidered under the provisions of rule H. Res. 486. (consideration: CR H3099-3110)
  17. Jun 24, 2021 · HouseThe resolution provides for 1 hour of debate, orders the previous question, and allows a motion to recommit for each measure. Provides that H. Res. 485 is adopted. Provides that anytime through the legislative day of June 25, 2021, the Speaker may entertain motions offered by the Majority Leader or his designee that the House suspend the rules with respect to multiple measures that were the object of motions to suspend the rules on the legislative days of June 22 or 23, and on which the yeas and nays were ordered and further proceedings postponed.
  18. Jun 24, 2021 · HouseDEBATE - The House proceeded with one hour of debate on S.J. Res. 15.
  19. Jun 24, 2021 · HouseThe previous question was ordered pursuant to the rule.
  20. Jun 24, 2021 · HousePOSTPONED PROCEEDINGS - At the conclusion of debate on S.J.Res 15, the Chair put the question on passage of the bill and by voice vote, announced that the ayes had prevailed. Mr. McHenry demanded the yeas and nays and the Chair postponed further proceedings on passage of the bill until a time to be announced.
  21. Jun 24, 2021 · HouseConsidered as unfinished business. (consideration: CR H3114)
  22. Jun 24, 2021Passed/agreed to in House: On passage Passed by the Yeas and Nays: 218 - 208 (Roll no. 181).(text: CR H3100)House · Roll call 181
  23. Jun 24, 2021 · HouseOn passage Passed by the Yeas and Nays: 218 - 208 (Roll no. 181). (text: CR H3100)House · Roll call 181
  24. Jun 24, 2021 · HouseMotion to reconsider laid on the table Agreed to without objection.
  25. Jun 30, 2021Presented to President.
  26. Jun 30, 2021 · HousePresented to President.
  27. Jun 30, 2021Signed by President.
  28. Jun 30, 2021Signed by President.
  29. Jun 30, 2021Became Public Law No: 117-24.
  30. Jun 30, 2021Became Public Law No: 117-24.

Committees

Committees and subcommittees the measure was referred to.

Agencies in its committees' jurisdiction

Analisa's mapping of committee jurisdiction to federal agencies; the bill may touch others, or none of these.

Who lobbied on it

Organizations whose lobbying reports (LD-2) name this measure. Spending is what they reported for those quarters on all issues, not on this measure alone.

  1. EDF Renewables Development, Inc.3 reports
    $180K reported (all issues)
  2. SOLV ENERGY LLC3 reports

Reports filed in 2023.

Sources and method

Every figure on this page traces to these records.

  • Bill status: bills and resolutions, sponsors, actions, subjects and CRS summaries (U.S. Government Publishing Office (GovInfo), from Congress.gov (Library of Congress))GovInfo Bill Status bulk data (Congress.gov; summaries by the Congressional Research Service) · data current to Oct 8, 2026 · loaded Oct 8, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Members of Congress, their terms, committees and identifiers (The @unitedstates project (from the Biographical Directory of the U.S. Congress, the House and the Senate))unitedstates/congress-legislators: legislators, committees and current committee membership · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: CC0 1.0 (public domain dedication)
  • House roll-call votes (Office of the Clerk, U.S. House of Representatives)Office of the Clerk, U.S. House of Representatives, roll-call vote records · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Senate roll-call votes and DW-NOMINATE scores (Voteview (UCLA Department of Political Science))Lewis, Jeffrey B., Keith Poole, Howard Rosenthal, Adam Boche, Aaron Rudkin, and Luke Sonnet (2026). Voteview: Congressional Roll-Call Votes Database. https://voteview.com/ · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Free to use with the required citation
  • Lobbying disclosures (LD-1 registrations, LD-2 quarterly reports, LD-203 contribution reports) (Clerk of the U.S. House of Representatives)Clerk of the House, Lobbying Disclosure Act filings (organizations only; lobbyists' names are not loaded) · data current to Oct 7, 2026 · loaded Oct 7, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Positions are shown only where a roll call recorded them; voice votes and unanimous consent record none.
  • Money and votes are shown side by side; neither explains the other.