H.R. 1138 · 119th Congress

Payment Choice Act of 2025

Introduced on Feb 7, 2025 by John W. Rose (R-TN-6). 25 cosponsors, 12 of them from another party. Latest action (Feb 7, 2025): Referred to the House Committee on Financial Services.

Stage
Introduced
Introduced
Feb 7, 2025
Cosponsors
25
12 from the other party
Policy area
Finance and Financial Sector
Open in the Congress explorerCongress.govAlert me

Progress

The furthest stage the measure reached. Simple and concurrent resolutions do not go to the President.

  1. Introduced
  2. 2Reported by committee
  3. 3Passed one chamber
  4. 4Passed both chambers
  5. 5Sent to the President
  6. 6Became law

Official title

To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes.

Summary

By the Congressional Research Service (Introduced in House, Feb 7, 2025). Public domain.

Payment Choice Act of 2025

This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location.

The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1.

The bill provides for enforcement through preventative relief, damages, and civil penalties.

Sponsor and cosponsors

Cosponsors by party as of the day they signed on. Original cosponsors signed on the day of introduction.

John W. RoseR-TN-6Sponsor

Democrats · 12

Republicans · 13

Roll calls

Recorded votes on the measure. Most measures move by voice vote or unanimous consent, which record no individual positions.

No recorded roll call on this measure: it moved by voice vote or unanimous consent, or has not reached the floor.

History

Every action as published, oldest first. Roll calls link to how each member voted.

  1. Feb 7, 2025Introduced in House
  2. Feb 7, 2025Introduced in House
  3. Feb 7, 2025 · HouseReferred to the House Committee on Financial Services.

Committees

Committees and subcommittees the measure was referred to.

Agencies in its committees' jurisdiction

Analisa's mapping of committee jurisdiction to federal agencies; the bill may touch others, or none of these.

Who lobbied on it

Organizations whose lobbying reports (LD-2) name this measure. Spending is what they reported for those quarters on all issues, not on this measure alone.

  1. CONTROLTEK6 reports
    $50K reported (all issues)
  2. NCR Atleos6 reports
    $530K reported (all issues)
  3. National Armored Car Association6 reports
    $10K reported (all issues)
  4. WESTERN UNION COMPANY6 reports
  5. Diebold Nixdorf5 reports
    $50K reported (all issues)Federal contractor: DIEBOLD NIXDORF, INC$105.7K in contracts, FY2026AI match · 100%
  6. Cennox, Inc.4 reports
  7. Fifth Third Bank4 reports
    $40K reported (all issues)Federal contractor: FIFTH THIRD BANK, NATIONAL ASSOCIATION$49.6K in contracts, FY2026AI match · 100%
  8. G+D Currency Techology America, Inc.4 reports
    $40K reported (all issues)
  9. Loomis Armored US4 reports
    $40K reported (all issues)Federal contractor: LOOMIS ARMORED US LLC$2M in contracts, FY2026AI match · 100%
  10. Lowers Risk Group4 reports
    $30K reported (all issues)
  11. NATIONAL PAWNBROKERS ASSOCIATION INC4 reports
    $280K reported (all issues)
  12. Rochester Armored Car Co., Inc.4 reports
    Federal contractor: ROCHESTER ARMORED CAR CO INC$73.1K in contracts, FY2026AI match · 100%
  13. Sesami Corporation4 reports
  14. THE BRINK'S COMPANY4 reports
    $40K reported (all issues)Federal contractor: BRINK'S, INCORPORATED$293.6K in contracts, FY2026AI match · 100%
  15. NATIONAL AUTOMATIC MERCHANDISING ASSOCIATION3 reports
    $110K reported (all issues)
  16. Davis Bancorp2 reports
  17. National Automated Merchandising Association2 reports
    $40K reported (all issues)

Reports filed in 2025, 2026.

Sources and method

Every figure on this page traces to these records.

  • Bill status: bills and resolutions, sponsors, actions, subjects and CRS summaries (U.S. Government Publishing Office (GovInfo), from Congress.gov (Library of Congress))GovInfo Bill Status bulk data (Congress.gov; summaries by the Congressional Research Service) · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Members of Congress, their terms, committees and identifiers (The @unitedstates project (from the Biographical Directory of the U.S. Congress, the House and the Senate))unitedstates/congress-legislators: legislators, committees and current committee membership · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: CC0 1.0 (public domain dedication)
  • House roll-call votes (Office of the Clerk, U.S. House of Representatives)Office of the Clerk, U.S. House of Representatives, roll-call vote records · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Senate roll-call votes and DW-NOMINATE scores (Voteview (UCLA Department of Political Science))Lewis, Jeffrey B., Keith Poole, Howard Rosenthal, Adam Boche, Aaron Rudkin, and Luke Sonnet (2026). Voteview: Congressional Roll-Call Votes Database. https://voteview.com/ · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Free to use with the required citation
  • Lobbying disclosures (LD-1 registrations, LD-2 quarterly reports, LD-203 contribution reports) (Clerk of the U.S. House of Representatives)Clerk of the House, Lobbying Disclosure Act filings (organizations only; lobbyists' names are not loaded) · data current to Oct 5, 2026 · loaded Oct 5, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Positions are shown only where a roll call recorded them; voice votes and unanimous consent record none.
  • Money and votes are shown side by side; neither explains the other.