H.R. 1653 · 119th Congress

Civil Investigative Demand Reform Act of 2025

Introduced on Feb 27, 2025 by Andy Barr (R-KY-6). 6 cosponsors, 2 of them from another party. Latest action (Sep 16, 2026): Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 20.

Stage
Introduced
Introduced
Feb 27, 2025
Cosponsors
6
2 from the other party
Policy area
Finance and Financial Sector
Open in the Congress explorerCongress.govAlert me

Progress

The furthest stage the measure reached. Simple and concurrent resolutions do not go to the President.

  1. Introduced
  2. 2Reported by committee
  3. 3Passed one chamber
  4. 4Passed both chambers
  5. 5Sent to the President
  6. 6Became law

Official title

To reform the civil investigative demand process of the Bureau of Consumer Financial Protection.

Summary

By the Congressional Research Service (Introduced in House, Feb 27, 2025). Public domain.

Civil Investigative Demand Reform Act of 2025

This bill revises the Consumer Financial Protection Bureau’s (CFPB’s) civil investigative demand process. The demand process is used to gather information relevant to a violation of consumer financial law before formal proceedings.

Under the bill, such demands must be issued and served no later than six years after the date of the violation. The demand must also provide specific reference to particular facts regarding the violation.

The bill establishes a process that allows an advising attorney to submit questions on behalf of a person compelled by a demand to appear for oral testimony.

The bill also allows for judicial review if the CFPB denies a petition to set aside or modify a demand. These petitions must be treated as confidential.

In addition, the bill expands the grounds on which a petitioner may seek relief from such a demand to include a demonstration that the demand (1) is unduly burdensome, expensive, and outside the scope of the inquiry; (2) is unreasonably cumulative or duplicative; or (3) can be obtained from some other source that is more convenient, less burdensome, or less expensive.

Sponsor and cosponsors

Cosponsors by party as of the day they signed on. Original cosponsors signed on the day of introduction.

Andy BarrR-KY-6Sponsor

Democrats · 2

Republicans · 4

Roll calls

Recorded votes on the measure. Most measures move by voice vote or unanimous consent, which record no individual positions.

No recorded roll call on this measure: it moved by voice vote or unanimous consent, or has not reached the floor.

History

Every action as published, oldest first. Roll calls link to how each member voted.

  1. Feb 27, 2025Introduced in House
  2. Feb 27, 2025Introduced in House
  3. Feb 27, 2025 · HouseReferred to the House Committee on Financial Services.
  4. Sep 16, 2026 · HouseCommittee Consideration and Mark-up Session Held
  5. Sep 16, 2026 · HouseOrdered to be Reported (Amended) by the Yeas and Nays: 29 - 20.

Committees

Committees and subcommittees the measure was referred to.

Agencies in its committees' jurisdiction

Analisa's mapping of committee jurisdiction to federal agencies; the bill may touch others, or none of these.

Who lobbied on it

Organizations whose lobbying reports (LD-2) name this measure. Spending is what they reported for those quarters on all issues, not on this measure alone.

  1. ACA INTERNATIONAL6 reports
    $1.1M reported (all issues)
  2. American Bankers Association6 reports
    $14.2M reported (all issues)Federal contractor: AMERICAN BANKERS ASSOCIATIONAI match · 100%
  3. CREDIT UNION NATIONAL ASSOCIATION, INC.6 reports
    $6.9M reported (all issues)
  4. INFIN, A FINANCIAL SERVICES ALLIANCE, INC.6 reports
    $360K reported (all issues)
  5. INFiN, A Financial Services Alliance (f/k/a Financial Service Centers America)6 reports
    $300K reported (all issues)
  6. Americans for Financial Reform2 reports
    $300K reported (all issues)
  7. CENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP1 report
    $80K reported (all issues)
  8. CONFERENCE OF PROVINCIALS OF NORTH AMERICA1 report
    $20K reported (all issues)
  9. RUTGERS, THE STATE UNIVERSITY OF NEW JERSEY1 report
    $100K reported (all issues)Federal contractor: RUTGERS THE STATE UNIVERSITY OF NEW JERSEY$15.3M in contracts, FY2026AI match · 100%

Reports filed in 2025, 2026.

Sources and method

Every figure on this page traces to these records.

  • Bill status: bills and resolutions, sponsors, actions, subjects and CRS summaries (U.S. Government Publishing Office (GovInfo), from Congress.gov (Library of Congress))GovInfo Bill Status bulk data (Congress.gov; summaries by the Congressional Research Service) · data current to Oct 9, 2026 · loaded Oct 9, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Members of Congress, their terms, committees and identifiers (The @unitedstates project (from the Biographical Directory of the U.S. Congress, the House and the Senate))unitedstates/congress-legislators: legislators, committees and current committee membership · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: CC0 1.0 (public domain dedication)
  • House roll-call votes (Office of the Clerk, U.S. House of Representatives)Office of the Clerk, U.S. House of Representatives, roll-call vote records · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Senate roll-call votes and DW-NOMINATE scores (Voteview (UCLA Department of Political Science))Lewis, Jeffrey B., Keith Poole, Howard Rosenthal, Adam Boche, Aaron Rudkin, and Luke Sonnet (2026). Voteview: Congressional Roll-Call Votes Database. https://voteview.com/ · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Free to use with the required citation
  • Lobbying disclosures (LD-1 registrations, LD-2 quarterly reports, LD-203 contribution reports) (Clerk of the U.S. House of Representatives)Clerk of the House, Lobbying Disclosure Act filings (organizations only; lobbyists' names are not loaded) · data current to Oct 9, 2026 · loaded Oct 9, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Positions are shown only where a roll call recorded them; voice votes and unanimous consent record none.
  • Money and votes are shown side by side; neither explains the other.