H.R. 3174 · 119th Congress

Made in America Manufacturing Finance Act

Introduced on May 1, 2025 by Roger Williams (R-TX-25). 12 cosponsors, all from the sponsor's party. Latest action (May 13, 2026): Committee on Small Business and Entrepreneurship. Hearings held.

Stage
Passed one chamber
Introduced
May 1, 2025
Cosponsors
12
0 from the other party
Policy area
Commerce

Progress

The furthest stage the measure reached. Simple and concurrent resolutions do not go to the President.

  1. Introduced
  2. Reported by committee
  3. Passed one chamber
  4. 4Passed both chambers
  5. 5Sent to the President
  6. 6Became law

Official title

To increase loan limits for loans made to small manufacturers, and for other purposes.

Subjects

  • Government lending and loan guarantees
  • Manufacturing
  • Small business

Summary

By the Congressional Research Service (Reported to House, Aug 15, 2025). Public domain.

Made in America Manufacturing Finance Act

This bill increases the maximum loan amounts available to small manufacturers under the Small Business Administration's 7(a) and 504 loan programs.

In particular, the bill generally doubles the maximum loan amount for small manufacturers under the 7(a) program and the bill increases the maximum loan amount for small manufacturers under the 504 program from $5.5 million to $10 million.

Generally, 7(a) loans provide short- and long-term working capital which can be used for expenses such as operational needs. 504 loans provide financing for major fixed assets such as new facilities.

Sponsor and cosponsors

Cosponsors by party as of the day they signed on. Original cosponsors signed on the day of introduction.

Roger WilliamsR-TX-25Sponsor

Republicans · 12

Roll calls

Recorded votes on the measure. Most measures move by voice vote or unanimous consent, which record no individual positions.

No recorded roll call on this measure: it moved by voice vote or unanimous consent, or has not reached the floor.

History

Every action as published, oldest first. Roll calls link to how each member voted.

  1. May 1, 2025Introduced in House
  2. May 1, 2025Introduced in House
  3. May 1, 2025 · HouseReferred to the House Committee on Small Business.
  4. Jul 22, 2025 · HouseCommittee Consideration and Mark-up Session Held
  5. Jul 22, 2025 · HouseOrdered to be Reported (Amended) by Voice Vote.
  6. Aug 15, 2025Reported (Amended) by the Committee on Small Business. H. Rept. 119-224.
  7. Aug 15, 2025 · HouseReported (Amended) by the Committee on Small Business. H. Rept. 119-224.
  8. Aug 15, 2025 · HousePlaced on the Union Calendar, Calendar No. 182.
  9. Dec 1, 2025 · HouseMr. Williams (TX) moved to suspend the rules and pass the bill, as amended.
  10. Dec 1, 2025 · HouseConsidered under suspension of the rules. (consideration: CR H4912-4913)
  11. Dec 1, 2025 · HouseDEBATE - The House proceeded with forty minutes of debate on H.R. 3174.
  12. Dec 1, 2025Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912)
  13. Dec 1, 2025 · HouseOn motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912)
  14. Dec 1, 2025 · HouseMotion to reconsider laid on the table Agreed to without objection.
  15. Dec 2, 2025 · SenateReceived in the Senate and Read twice and referred to the Committee on Finance.
  16. Dec 4, 2025 · SenateSenate vitiated previous action of 12/02/2025 by Unanimous Consent.
  17. Dec 4, 2025 · SenateRead twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 283.
  18. May 13, 2026 · SenateCommittee on Small Business and Entrepreneurship. Hearings held.

Committees

Committees and subcommittees the measure was referred to.

Agencies in its committees' jurisdiction

Analisa's mapping of committee jurisdiction to federal agencies; the bill may touch others, or none of these.

Who lobbied on it

Organizations whose lobbying reports (LD-2) name this measure. Spending is what they reported for those quarters on all issues, not on this measure alone.

  1. NATIONAL ASSOCIATION OF DEVELOPMENT COMPANIES6 reports
    $308K reported (all issues)
  2. Job Creators Network5 reports
    $29.3K reported (all issues)
  3. LIVE OAK BANK4 reports
    $720K reported (all issues)
  4. NATIONAL ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC4 reports
    $890K reported (all issues)
  5. WELLS FARGO AND COMPANY3 reports
    $2.1M reported (all issues)
  6. Biz2Credit Inc.2 reports
    $80K reported (all issues)
  7. HUNTINGTON BANCSHARES INC.2 reports
    $300K reported (all issues)
  8. Harvest Small Business Finance, LLC2 reports
    $70K reported (all issues)
  9. JPMORGAN CHASE HOLDINGS LLC1 report
    $1.2M reported (all issues)
  10. SMALL BUSINESS & ENTREPRENEURSHIP COUNCIL (SBE COUNCIL)1 report
    $30K reported (all issues)

Reports filed in 2025, 2026.

Sources and method

Every figure on this page traces to these records.

  • Bill status: bills and resolutions, sponsors, actions, subjects and CRS summaries (U.S. Government Publishing Office (GovInfo), from Congress.gov (Library of Congress))GovInfo Bill Status bulk data (Congress.gov; summaries by the Congressional Research Service) · data current to Oct 9, 2026 · loaded Oct 9, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Members of Congress, their terms, committees and identifiers (The @unitedstates project (from the Biographical Directory of the U.S. Congress, the House and the Senate))unitedstates/congress-legislators: legislators, committees and current committee membership · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: CC0 1.0 (public domain dedication)
  • House roll-call votes (Office of the Clerk, U.S. House of Representatives)Office of the Clerk, U.S. House of Representatives, roll-call vote records · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Senate roll-call votes and DW-NOMINATE scores (Voteview (UCLA Department of Political Science))Lewis, Jeffrey B., Keith Poole, Howard Rosenthal, Adam Boche, Aaron Rudkin, and Luke Sonnet (2026). Voteview: Congressional Roll-Call Votes Database. https://voteview.com/ · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Free to use with the required citation
  • Lobbying disclosures (LD-1 registrations, LD-2 quarterly reports, LD-203 contribution reports) (Clerk of the U.S. House of Representatives)Clerk of the House, Lobbying Disclosure Act filings (organizations only; lobbyists' names are not loaded) · data current to Oct 9, 2026 · loaded Oct 9, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Positions are shown only where a roll call recorded them; voice votes and unanimous consent record none.
  • Money and votes are shown side by side; neither explains the other.