H.R. 7056 · 119th Congress

Community Bank Regulatory Tailoring Act

Introduced on Jan 14, 2026 by Andy Barr (R-KY-6). 2 cosponsors, 1 of them from another party. Latest action (Mar 19, 2026): Placed on the Union Calendar, Calendar No. 480.

Stage
Reported by committee
Introduced
Jan 14, 2026
Cosponsors
2
1 from the other party
Policy area
Finance and Financial Sector
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Progress

The furthest stage the measure reached. Simple and concurrent resolutions do not go to the President.

  1. Introduced
  2. Reported by committee
  3. 3Passed one chamber
  4. 4Passed both chambers
  5. 5Sent to the President
  6. 6Became law

Official title

To index statutory thresholds, and for other purposes.

Subjects

  • Bank accounts, deposits, capital
  • Banking and financial institutions regulation
  • Currency
  • Economic performance and conditions
  • Financial services and investments

Summary

By the Congressional Research Service (Reported to House, Mar 19, 2026). Public domain.

Community Bank Regulatory Tailoring Act

This bill increases various statutory dollar amount thresholds applicable to financial regulations and requires periodic adjustments to such amounts in the future. By raising these thresholds, the bill expands the access of financial institutions to less stringent requirements.

The adjustments apply to several asset thresholds used to regulate insured depository institutions, bank holding companies, credit unions, and other financial entities.

Thresholds that are increased under this bill include those applicable to

  • the Volcker Rule, which prohibits certain larger banking entities from engaging in proprietary trading or from having an interest in hedge funds or a private equity fund;
  • limited routine examinations of smaller insured depository institutions to assess an institution’s record of meeting the credit needs of its community, including low- and moderate-income neighborhoods;
  • risk assessments charged to larger bank holding companies by the Federal Deposit Insurance Corporation in accordance with the orderly liquidation authority under the Dodd-Frank Wall Street Reform and Consumer Protection Act; and
  • home mortgage disclosures required by certain larger financial institutions.

Every five years, the Federal Reserve Board must establish the ratio by which these amounts must be raised. This ratio shall reflect increases in the U.S. gross domestic product.

Sponsor and cosponsors

Cosponsors by party as of the day they signed on. Original cosponsors signed on the day of introduction.

Andy BarrR-KY-6Sponsor

Democrats · 1

Republicans · 1

Roll calls

Recorded votes on the measure. Most measures move by voice vote or unanimous consent, which record no individual positions.

No recorded roll call on this measure: it moved by voice vote or unanimous consent, or has not reached the floor.

History

Every action as published, oldest first. Roll calls link to how each member voted.

  1. Jan 14, 2026Introduced in House
  2. Jan 14, 2026Introduced in House
  3. Jan 14, 2026 · HouseReferred to the House Committee on Financial Services.
  4. Jan 22, 2026 · HouseCommittee Consideration and Mark-up Session Held
  5. Jan 22, 2026 · HouseOrdered to be Reported (Amended) by the Yeas and Nays: 33 - 21.
  6. Mar 19, 2026Reported (Amended) by the Committee on Financial Services. H. Rept. 119-558.
  7. Mar 19, 2026 · HouseReported (Amended) by the Committee on Financial Services. H. Rept. 119-558.
  8. Mar 19, 2026 · HousePlaced on the Union Calendar, Calendar No. 480.

Committees

Committees and subcommittees the measure was referred to.

Agencies in its committees' jurisdiction

Analisa's mapping of committee jurisdiction to federal agencies; the bill may touch others, or none of these.

Who lobbied on it

Organizations whose lobbying reports (LD-2) name this measure. Spending is what they reported for those quarters on all issues, not on this measure alone.

  1. American Bankers Association2 reports
    $6.7M reported (all issues)Federal contractor: AMERICAN BANKERS ASSOCIATIONAI match · 100%
  2. CREDIT UNION NATIONAL ASSOCIATION, INC.2 reports
    $2.4M reported (all issues)
  3. Chamber of Commerce of the U.S.A.2 reports
    $36.7M reported (all issues)
  4. GOWEST CREDIT UNION ASSOCIATION2 reports
    $170K reported (all issues)
  5. INDEPENDENT COMMUNITY BANKERS OF AMERICA2 reports
    $3.1M reported (all issues)
  6. National Community Reinvestment Coalition2 reports
    $10K reported (all issues)
  7. Americans for Financial Reform1 report
    $120K reported (all issues)
  8. CENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP1 report
    $170K reported (all issues)
  9. Community Bankers Association of Illinois1 report
    $65K reported (all issues)

Reports filed in 2026.

Sources and method

Every figure on this page traces to these records.

  • Bill status: bills and resolutions, sponsors, actions, subjects and CRS summaries (U.S. Government Publishing Office (GovInfo), from Congress.gov (Library of Congress))GovInfo Bill Status bulk data (Congress.gov; summaries by the Congressional Research Service) · data current to Oct 7, 2026 · loaded Oct 7, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Members of Congress, their terms, committees and identifiers (The @unitedstates project (from the Biographical Directory of the U.S. Congress, the House and the Senate))unitedstates/congress-legislators: legislators, committees and current committee membership · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: CC0 1.0 (public domain dedication)
  • House roll-call votes (Office of the Clerk, U.S. House of Representatives)Office of the Clerk, U.S. House of Representatives, roll-call vote records · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Senate roll-call votes and DW-NOMINATE scores (Voteview (UCLA Department of Political Science))Lewis, Jeffrey B., Keith Poole, Howard Rosenthal, Adam Boche, Aaron Rudkin, and Luke Sonnet (2026). Voteview: Congressional Roll-Call Votes Database. https://voteview.com/ · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Free to use with the required citation
  • Lobbying disclosures (LD-1 registrations, LD-2 quarterly reports, LD-203 contribution reports) (Clerk of the U.S. House of Representatives)Clerk of the House, Lobbying Disclosure Act filings (organizations only; lobbyists' names are not loaded) · data current to Oct 7, 2026 · loaded Oct 7, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Positions are shown only where a roll call recorded them; voice votes and unanimous consent record none.
  • Money and votes are shown side by side; neither explains the other.