H.R. 7128 · 119th Congress

TRIA Program Reauthorization Act of 2026

Introduced on Jan 16, 2026 by Mike Flood (R-NE-1). 4 cosponsors, 3 of them from another party. Latest action (Jul 13, 2026): Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Stage
Passed one chamber
Introduced
Jan 16, 2026
Cosponsors
4
3 from the other party
Policy area
Finance and Financial Sector
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Progress

The furthest stage the measure reached. Simple and concurrent resolutions do not go to the President.

  1. Introduced
  2. Reported by committee
  3. Passed one chamber
  4. 4Passed both chambers
  5. 5Sent to the President
  6. 6Became law

Official title

To extend the Terrorism Risk Insurance Program, and for other purposes.

Subjects

  • Disaster relief and insurance
  • Insurance industry and regulation
  • Life, casualty, property insurance
  • State and local government operations
  • Terrorism

Summary

By the Congressional Research Service (Reported to House, Mar 19, 2026). Public domain.

TRIA Program Reauthorization Act of 2026

This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk.

The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.

Sponsor and cosponsors

Cosponsors by party as of the day they signed on. Original cosponsors signed on the day of introduction.

Mike FloodR-NE-1Sponsor

Democrats · 3

Republicans · 1

Roll calls

Recorded votes on the measure. Most measures move by voice vote or unanimous consent, which record no individual positions.

  1. On Motion to Suspend the Rules and Pass, as Amended
    Jun 29, 2026· House· Passage· Passed 373–15

History

Every action as published, oldest first. Roll calls link to how each member voted.

  1. Jan 16, 2026Introduced in House
  2. Jan 16, 2026Introduced in House
  3. Jan 16, 2026 · HouseReferred to the House Committee on Financial Services.
  4. Jan 22, 2026 · HouseCommittee Consideration and Mark-up Session Held
  5. Jan 22, 2026 · HouseOrdered to be Reported (Amended) by the Yeas and Nays: 51 - 2.
  6. Mar 19, 2026Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.
  7. Mar 19, 2026 · HouseReported (Amended) by the Committee on Financial Services. H. Rept. 119-561.
  8. Mar 19, 2026 · HousePlaced on the Union Calendar, Calendar No. 482.
  9. Jun 29, 2026 · HouseMr. Flood moved to suspend the rules and pass the bill, as amended.
  10. Jun 29, 2026 · HouseConsidered under suspension of the rules. (consideration: CR H4273-4279)
  11. Jun 29, 2026 · HouseDEBATE - The House proceeded with forty minutes of debate on H.R. 7128.
  12. Jun 29, 2026 · HouseAt the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
  13. Jun 29, 2026 · HouseConsidered as unfinished business. (consideration: CR H4302-4303)
  14. Jun 29, 2026Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274)House · Roll call 229
  15. Jun 29, 2026 · HouseOn motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274)House · Roll call 229
  16. Jun 29, 2026 · HouseMotion to reconsider laid on the table Agreed to without objection.
  17. Jul 13, 2026 · SenateReceived in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Committees

Committees and subcommittees the measure was referred to.

Agencies in its committees' jurisdiction

Analisa's mapping of committee jurisdiction to federal agencies; the bill may touch others, or none of these.

Who lobbied on it

Organizations whose lobbying reports (LD-2) name this measure. Spending is what they reported for those quarters on all issues, not on this measure alone.

  1. AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION10 reports
    $3.6M reported (all issues)
  2. NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES4 reports
    $540K reported (all issues)
  3. BUILDING OWNERS AND MANAGERS ASSOCIATION INTERNATIONAL3 reports
    $260K reported (all issues)
  4. EXHIBITIONS & CONFERENCES ALLIANCE3 reports
    $180K reported (all issues)
  5. AON CORPORATION2 reports
    $490K reported (all issues)
  6. American Bankers Association2 reports
    $6.7M reported (all issues)Federal contractor: AMERICAN BANKERS ASSOCIATIONAI match · 100%
  7. American Property Casualty Insurance Association fka Property Casualty Insurers2 reports
    $100K reported (all issues)
  8. Aon Service Corporation2 reports
    $100K reported (all issues)
  9. COMMERCIAL REAL ESTATE FINANCE COUNCIL2 reports
  10. Chamber of Commerce of the U.S.A.2 reports
    $36.7M reported (all issues)
  11. Hartford Insurance Group (FKA Hartford Financial Services Group)2 reports
    $710K reported (all issues)
  12. INTERNATIONAL COUNCIL OF SHOPPING CENTERS INC2 reports
    $830K reported (all issues)
  13. Liberty Mutual Group2 reports
    $740K reported (all issues)
  14. MORTGAGE BANKERS ASSOCIATION2 reports
    $2M reported (all issues)Federal contractor: MORTGAGE BANKERS ASSOCIATION$125K in contracts, FY2026AI match · 100%
  15. NATIONAL ASSOCIATION OF REALTORS2 reports
    $30M reported (all issues)
  16. NATIONAL COLLEGIATE ATHLETIC ASSOCIATION2 reports
    $570K reported (all issues)
  17. NATIONAL MULTIFAMILY HOUSING COUNCIL2 reports
    $5M reported (all issues)
  18. NATIONWIDE MUTUAL INSURANCE COMPANY2 reports
    $1.3M reported (all issues)
  19. Principal Financial Group2 reports
    $1.4M reported (all issues)
  20. REINSURANCE ASSN OF AMERICA2 reports
    $890K reported (all issues)
  21. THE TRAVELERS COMPANIES INC.2 reports
    $77.5K reported (all issues)
  22. ASSOCIATION OF AMERICAN RAILROADS1 report
    $1.4M reported (all issues)
  23. BNSF RAILWAY COMPANY1 report
    $960K reported (all issues)Federal contractor: BNSF RAILWAY COMPANY$439.8K in contracts, FY2026AI match · 100%
  24. CHUBB INA Holding Company Inc1 report
    $50K reported (all issues)
  25. CMFG LIFE INSURANCE COMPANY1 report
    $130K reported (all issues)
  26. INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA, INC.1 report
    $280K reported (all issues)
  27. INTERNATIONAL FRANCHISE ASSOCIATION1 report
    $410K reported (all issues)
  28. MARRIOTT INTERNATIONAL, INC.1 report
    $400K reported (all issues)Federal contractor: MARRIOTT INTERNATIONAL, INC.$3.5M in contracts, FY2026AI match · 100%
  29. MARSH & MCLENNAN COMPANIES, INC.1 report
    $520K reported (all issues)
  30. NAREIT1 report
    $1.7M reported (all issues)
  31. REINSURANCE ASSOCIATION OF AMERICA1 report
    $40K reported (all issues)
  32. SENTRY INSURANCE COMPANY1 report
    $60K reported (all issues)
  33. SHEET METAL & AIR CONDITIONING CONTRACTORS NAT'L ASSN1 report
  34. TENASKA INC1 report
    $60K reported (all issues)
  35. THE HARTFORD FINANCIAL SERVICES GROUP, INC.1 report
    $50K reported (all issues)
  36. THE REAL ESTATE ROUNDTABLE1 report
    $1M reported (all issues)
  37. Zurich American Insurance Company1 report
    $480K reported (all issues)
  38. Zurich American Insurance Company (fka Zurich)1 report
    $700K reported (all issues)

Reports filed in 2025, 2026.

Sources and method

Every figure on this page traces to these records.

  • Bill status: bills and resolutions, sponsors, actions, subjects and CRS summaries (U.S. Government Publishing Office (GovInfo), from Congress.gov (Library of Congress))GovInfo Bill Status bulk data (Congress.gov; summaries by the Congressional Research Service) · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Members of Congress, their terms, committees and identifiers (The @unitedstates project (from the Biographical Directory of the U.S. Congress, the House and the Senate))unitedstates/congress-legislators: legislators, committees and current committee membership · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: CC0 1.0 (public domain dedication)
  • House roll-call votes (Office of the Clerk, U.S. House of Representatives)Office of the Clerk, U.S. House of Representatives, roll-call vote records · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Senate roll-call votes and DW-NOMINATE scores (Voteview (UCLA Department of Political Science))Lewis, Jeffrey B., Keith Poole, Howard Rosenthal, Adam Boche, Aaron Rudkin, and Luke Sonnet (2026). Voteview: Congressional Roll-Call Votes Database. https://voteview.com/ · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Free to use with the required citation
  • Lobbying disclosures (LD-1 registrations, LD-2 quarterly reports, LD-203 contribution reports) (Clerk of the U.S. House of Representatives)Clerk of the House, Lobbying Disclosure Act filings (organizations only; lobbyists' names are not loaded) · data current to Oct 6, 2026 · loaded Oct 6, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Positions are shown only where a roll call recorded them; voice votes and unanimous consent record none.
  • Money and votes are shown side by side; neither explains the other.