H.R. 7730 · 119th Congress

Bankruptcy Threshold Adjustment Act

Introduced on Feb 26, 2026 by Ben Cline (R-VA-6). 6 cosponsors, 3 of them from another party. Latest action (Sep 28, 2026): Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)

Stage
Passed both chambers
Introduced
Feb 26, 2026
Cosponsors
6
3 from the other party
Policy area
Finance and Financial Sector
Open in the Congress explorerCongress.govAlert me

Progress

The furthest stage the measure reached. Simple and concurrent resolutions do not go to the President.

  1. Introduced
  2. Reported by committee
  3. Passed one chamber
  4. Passed both chambers
  5. 5Sent to the President
  6. 6Became law

Official title

To amend title 11, United States Code, to modify certain bankruptcy eligibility requirements, and for other purposes.

Subjects

  • Bankruptcy
  • Debt collection
  • Small business

Summary

By the Congressional Research Service (Introduced in House, Feb 26, 2026). Public domain.

Bankruptcy Threshold Adjustment Act of 2026

This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies.

Specifically, the bill increases the debt limit under Subchapter V from approximately $3.4 million to $7.5 million and increases the cumulative debt limit under Chapter 13 from approximately $2.1 million to $2.75 million.

The bill also applies both secured and unsecured debt towards the Chapter 13 limit. (Currently, separate limits apply to secured and unsecured debt under Chapter 13 bankruptcy.)

Sponsor and cosponsors

Cosponsors by party as of the day they signed on. Original cosponsors signed on the day of introduction.

Ben ClineR-VA-6Sponsor

Democrats · 3

Republicans · 3

Roll calls

Recorded votes on the measure. Most measures move by voice vote or unanimous consent, which record no individual positions.

No recorded roll call on this measure: it moved by voice vote or unanimous consent, or has not reached the floor.

History

Every action as published, oldest first. Roll calls link to how each member voted.

  1. Feb 26, 2026Introduced in House
  2. Feb 26, 2026Introduced in House
  3. Feb 26, 2026 · HouseReferred to the House Committee on the Judiciary.
  4. Mar 26, 2026 · HouseCommittee Consideration and Mark-up Session Held
  5. Mar 26, 2026 · HouseOrdered to be Reported (Amended) by Voice Vote.
  6. Aug 27, 2026Reported (Amended) by the Committee on Judiciary. H. Rept. 119-783.
  7. Aug 27, 2026 · HouseReported (Amended) by the Committee on Judiciary. H. Rept. 119-783.
  8. Aug 27, 2026 · HousePlaced on the Union Calendar, Calendar No. 684.
  9. Sep 16, 2026 · HouseMr. Cline moved to suspend the rules and pass the bill, as amended.
  10. Sep 16, 2026 · HouseConsidered under suspension of the rules. (consideration: CR H5939-5941)
  11. Sep 16, 2026 · HouseDEBATE - The House proceeded with forty minutes of debate on H.R. 7730.
  12. Sep 16, 2026Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
  13. Sep 16, 2026 · HouseOn motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5939-5940)
  14. Sep 16, 2026 · HouseMotion to reconsider laid on the table Agreed to without objection.
  15. Sep 17, 2026 · SenateReceived in the Senate, read twice.
  16. Sep 28, 2026Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)
  17. Sep 28, 2026 · SenatePassed Senate without amendment by Unanimous Consent. (consideration: CR S5123)

Committees

Committees and subcommittees the measure was referred to.

Agencies in its committees' jurisdiction

Analisa's mapping of committee jurisdiction to federal agencies; the bill may touch others, or none of these.

Who lobbied on it

Organizations whose lobbying reports (LD-2) name this measure. Spending is what they reported for those quarters on all issues, not on this measure alone.

  1. INTERNATIONAL COUNCIL OF SHOPPING CENTERS INC3 reports
    $830K reported (all issues)
  2. NATIONAL ASSOCIATION OF BANKRUPTCY TRUSTEES2 reports
    $40K reported (all issues)

Reports filed in 2026.

Sources and method

Every figure on this page traces to these records.

  • Bill status: bills and resolutions, sponsors, actions, subjects and CRS summaries (U.S. Government Publishing Office (GovInfo), from Congress.gov (Library of Congress))GovInfo Bill Status bulk data (Congress.gov; summaries by the Congressional Research Service) · data current to Oct 9, 2026 · loaded Oct 9, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Members of Congress, their terms, committees and identifiers (The @unitedstates project (from the Biographical Directory of the U.S. Congress, the House and the Senate))unitedstates/congress-legislators: legislators, committees and current committee membership · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: CC0 1.0 (public domain dedication)
  • House roll-call votes (Office of the Clerk, U.S. House of Representatives)Office of the Clerk, U.S. House of Representatives, roll-call vote records · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Senate roll-call votes and DW-NOMINATE scores (Voteview (UCLA Department of Political Science))Lewis, Jeffrey B., Keith Poole, Howard Rosenthal, Adam Boche, Aaron Rudkin, and Luke Sonnet (2026). Voteview: Congressional Roll-Call Votes Database. https://voteview.com/ · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Free to use with the required citation
  • Lobbying disclosures (LD-1 registrations, LD-2 quarterly reports, LD-203 contribution reports) (Clerk of the U.S. House of Representatives)Clerk of the House, Lobbying Disclosure Act filings (organizations only; lobbyists' names are not loaded) · data current to Oct 9, 2026 · loaded Oct 9, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Positions are shown only where a roll call recorded them; voice votes and unanimous consent record none.
  • Money and votes are shown side by side; neither explains the other.