H.R. 8671 · 119th Congress

Bank Fraud Technology Advancement Act of 2026

Introduced on May 7, 2026 by Mike Flood (R-NE-1). One cosponsor. Latest action (Jun 18, 2026): Placed on the Union Calendar, Calendar No. 612.

Stage
Reported by committee
Introduced
May 7, 2026
Cosponsors
1
1 from the other party
Policy area
Finance and Financial Sector
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Progress

The furthest stage the measure reached. Simple and concurrent resolutions do not go to the President.

  1. Introduced
  2. Reported by committee
  3. 3Passed one chamber
  4. 4Passed both chambers
  5. 5Sent to the President
  6. 6Became law

Official title

To require the Federal banking agencies to conduct a study on the use of advanced technologies in fraud detection and prevention, with particular attention to community financial institutions, and for other purposes.

Subjects

  • Advanced technology and technological innovations
  • Bank accounts, deposits, capital
  • Banking and financial institutions regulation
  • Computer security and identity theft
  • Computers and information technology
  • Data collection, sharing, protection
  • Fraud offenses and financial crimes
  • Government studies and investigations
  • Technology assessment
  • Technology transfer and commercialization

Summary

By the Congressional Research Service (Reported to House, Jun 18, 2026). Public domain.

Bank Fraud Technology Advancement Act of 2026

This bill directs federal banking agencies (the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the Federal Reserve Board, and the National Credit Union Administration) to jointly study and report on the use of advanced fraud detection technology by insured depository institutions and credit unions.

The study must evaluate, among other topics, the current use and effectiveness of this technology, access by community financial institutions to such technology, and the use and governance of artificial intelligence and machine learning in detecting fraud.

Federal banking agencies must report all findings, determinations, and legislative recommendations to the appropriate congressional committees and make the report publicly available.

The bill also allows federal banking agencies to jointly establish a temporary pilot program to facilitate community financial institution access to advanced fraud detection tools for small insured depository institutions and credit unions.

Sponsor and cosponsors

Cosponsors by party as of the day they signed on. Original cosponsors signed on the day of introduction.

Mike FloodR-NE-1Sponsor

Democrats · 1

Roll calls

Recorded votes on the measure. Most measures move by voice vote or unanimous consent, which record no individual positions.

No recorded roll call on this measure: it moved by voice vote or unanimous consent, or has not reached the floor.

History

Every action as published, oldest first. Roll calls link to how each member voted.

  1. May 7, 2026Introduced in House
  2. May 7, 2026Introduced in House
  3. May 7, 2026 · HouseReferred to the House Committee on Financial Services.
  4. May 13, 2026 · HouseCommittee Consideration and Mark-up Session Held
  5. May 13, 2026 · HouseOrdered to be Reported (Amended) by the Yeas and Nays: 52 - 1.
  6. Jun 18, 2026Reported (Amended) by the Committee on Financial Services. H. Rept. 119-704.
  7. Jun 18, 2026 · HouseReported (Amended) by the Committee on Financial Services. H. Rept. 119-704.
  8. Jun 18, 2026 · HousePlaced on the Union Calendar, Calendar No. 612.

Committees

Committees and subcommittees the measure was referred to.

Agencies in its committees' jurisdiction

Analisa's mapping of committee jurisdiction to federal agencies; the bill may touch others, or none of these.

Who lobbied on it

Organizations whose lobbying reports (LD-2) name this measure. Spending is what they reported for those quarters on all issues, not on this measure alone.

  1. AMERICAN FINTECH COUNCIL1 report
    $110K reported (all issues)
  2. CONSUMER BANKERS ASSOCIATION1 report
    $1M reported (all issues)
  3. CREDIT UNION NATIONAL ASSOCIATION, INC.1 report
    $1.3M reported (all issues)
  4. INDEPENDENT COMMUNITY BANKERS OF AMERICA1 report
    $2.2M reported (all issues)
  5. NATIONAL MULTIFAMILY HOUSING COUNCIL1 report
    $2.3M reported (all issues)

Reports filed in 2026.

Sources and method

Every figure on this page traces to these records.

  • Bill status: bills and resolutions, sponsors, actions, subjects and CRS summaries (U.S. Government Publishing Office (GovInfo), from Congress.gov (Library of Congress))GovInfo Bill Status bulk data (Congress.gov; summaries by the Congressional Research Service) · data current to Oct 10, 2026 · loaded Oct 10, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Members of Congress, their terms, committees and identifiers (The @unitedstates project (from the Biographical Directory of the U.S. Congress, the House and the Senate))unitedstates/congress-legislators: legislators, committees and current committee membership · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: CC0 1.0 (public domain dedication)
  • House roll-call votes (Office of the Clerk, U.S. House of Representatives)Office of the Clerk, U.S. House of Representatives, roll-call vote records · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Senate roll-call votes and DW-NOMINATE scores (Voteview (UCLA Department of Political Science))Lewis, Jeffrey B., Keith Poole, Howard Rosenthal, Adam Boche, Aaron Rudkin, and Luke Sonnet (2026). Voteview: Congressional Roll-Call Votes Database. https://voteview.com/ · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Free to use with the required citation
  • Lobbying disclosures (LD-1 registrations, LD-2 quarterly reports, LD-203 contribution reports) (Clerk of the U.S. House of Representatives)Clerk of the House, Lobbying Disclosure Act filings (organizations only; lobbyists' names are not loaded) · data current to Oct 10, 2026 · loaded Oct 10, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Positions are shown only where a roll call recorded them; voice votes and unanimous consent record none.
  • Money and votes are shown side by side; neither explains the other.