S. 4395 · 119th Congress

Terrorism Risk Insurance Program Reauthorization Act of 2026

Introduced on Apr 27, 2026 by David McCormick (R-PA). 42 cosponsors, 20 of them from another party. Latest action (Oct 5, 2026): Held at the desk.

Stage
Passed one chamber
Introduced
Apr 27, 2026
Cosponsors
42
20 from the other party
Policy area
Finance and Financial Sector
Open in the Congress explorerCongress.govAlert me

Progress

The furthest stage the measure reached. Simple and concurrent resolutions do not go to the President.

  1. Introduced
  2. Reported by committee
  3. Passed one chamber
  4. 4Passed both chambers
  5. 5Sent to the President
  6. 6Became law

Official title

A bill to reauthorize the Terrorism Risk Insurance Act of 2002, and for other purposes.

Subjects

  • Life, casualty, property insurance
  • Terrorism

Summary

The Congressional Research Service has not summarized this measure yet.

Sponsor and cosponsors

Cosponsors by party as of the day they signed on. Original cosponsors signed on the day of introduction.

David McCormickR-PASponsor

Democrats · 20

Independents · 1

Republicans · 21

Roll calls

Recorded votes on the measure. Most measures move by voice vote or unanimous consent, which record no individual positions.

No recorded roll call on this measure: it moved by voice vote or unanimous consent, or has not reached the floor.

History

Every action as published, oldest first. Roll calls link to how each member voted.

  1. Apr 27, 2026Introduced in Senate
  2. Apr 27, 2026 · SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  3. Sep 17, 2026 · SenateCommittee on Banking, Housing, and Urban Affairs. Ordered to be reported without amendment favorably.
  4. Sep 22, 2026Committee on Banking, Housing, and Urban Affairs. Reported by Senator Scott SC, without amendment. Without written report.
  5. Sep 22, 2026 · SenateCommittee on Banking, Housing, and Urban Affairs. Reported by Senator Scott SC, without amendment. Without written report.
  6. Sep 22, 2026 · SenatePlaced on Senate Legislative Calendar under General Orders. Calendar No. 672.
  7. Sep 28, 2026Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (consideration: CR S5122-5123; text: CR S5123)
  8. Sep 28, 2026 · SenatePassed Senate without amendment by Unanimous Consent. (consideration: CR S5122-5123; text: CR S5123)
  9. Oct 5, 2026 · SenateMessage on Senate action sent to the House.
  10. Oct 5, 2026 · HouseReceived in the House.
  11. Oct 5, 2026 · HouseHeld at the desk.

Committees

Committees and subcommittees the measure was referred to.

Agencies in its committees' jurisdiction

Analisa's mapping of committee jurisdiction to federal agencies; the bill may touch others, or none of these.

Who lobbied on it

Organizations whose lobbying reports (LD-2) name this measure. Spending is what they reported for those quarters on all issues, not on this measure alone.

  1. AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION3 reports
    $2.1M reported (all issues)
  2. EXHIBITIONS & CONFERENCES ALLIANCE2 reports
    $100K reported (all issues)
  3. NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES2 reports
    $540K reported (all issues)
  4. AON CORPORATION1 report
    $170K reported (all issues)
  5. ASSOCIATION OF AMERICAN RAILROADS1 report
    $1.4M reported (all issues)
  6. Aon Service Corporation1 report
    $50K reported (all issues)
  7. CHUBB INA Holding Company Inc1 report
    $50K reported (all issues)
  8. COMMERCIAL REAL ESTATE FINANCE COUNCIL1 report
  9. INDEPENDENT INSURANCE AGENTS & BROKERS OF AMERICA, INC.1 report
    $280K reported (all issues)
  10. Liberty Mutual Group1 report
  11. MARRIOTT INTERNATIONAL, INC.1 report
    $400K reported (all issues)Federal contractor: MARRIOTT INTERNATIONAL, INC.$3.5M in contracts, FY2026AI match · 100%
  12. MORTGAGE BANKERS ASSOCIATION1 report
    $1.2M reported (all issues)Federal contractor: MORTGAGE BANKERS ASSOCIATION$125K in contracts, FY2026AI match · 100%
  13. NAREIT1 report
    $1.7M reported (all issues)
  14. NATIONAL MULTIFAMILY HOUSING COUNCIL1 report
    $2.3M reported (all issues)
  15. NATIONWIDE MUTUAL INSURANCE COMPANY1 report
    $640K reported (all issues)
  16. REINSURANCE ASSN OF AMERICA1 report
    $370K reported (all issues)
  17. REINSURANCE ASSOCIATION OF AMERICA1 report
    $40K reported (all issues)
  18. SENTRY INSURANCE COMPANY1 report
    $60K reported (all issues)
  19. TENASKA INC1 report
    $60K reported (all issues)
  20. THE HARTFORD FINANCIAL SERVICES GROUP, INC.1 report
    $50K reported (all issues)
  21. Zurich American Insurance Company1 report
    $480K reported (all issues)

Reports filed in 2026.

Sources and method

Every figure on this page traces to these records.

  • Bill status: bills and resolutions, sponsors, actions, subjects and CRS summaries (U.S. Government Publishing Office (GovInfo), from Congress.gov (Library of Congress))GovInfo Bill Status bulk data (Congress.gov; summaries by the Congressional Research Service) · data current to Oct 7, 2026 · loaded Oct 7, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Members of Congress, their terms, committees and identifiers (The @unitedstates project (from the Biographical Directory of the U.S. Congress, the House and the Senate))unitedstates/congress-legislators: legislators, committees and current committee membership · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: CC0 1.0 (public domain dedication)
  • House roll-call votes (Office of the Clerk, U.S. House of Representatives)Office of the Clerk, U.S. House of Representatives, roll-call vote records · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Senate roll-call votes and DW-NOMINATE scores (Voteview (UCLA Department of Political Science))Lewis, Jeffrey B., Keith Poole, Howard Rosenthal, Adam Boche, Aaron Rudkin, and Luke Sonnet (2026). Voteview: Congressional Roll-Call Votes Database. https://voteview.com/ · data current to Oct 3, 2026 · loaded Oct 3, 2026 · license: Free to use with the required citation
  • Lobbying disclosures (LD-1 registrations, LD-2 quarterly reports, LD-203 contribution reports) (Clerk of the U.S. House of Representatives)Clerk of the House, Lobbying Disclosure Act filings (organizations only; lobbyists' names are not loaded) · data current to Oct 7, 2026 · loaded Oct 7, 2026 · license: Public domain (U.S. Government work, 17 U.S.C. § 105)
  • Positions are shown only where a roll call recorded them; voice votes and unanimous consent record none.
  • Money and votes are shown side by side; neither explains the other.