Census-designated place · Monroe County, Florida

North Key Largo, Florida

North Key Largo is a census-designated place in Monroe County, Florida, part of the Key West-Key Largo, FL metro area. It has 1,808 residents. North Key Largo, Florida has a quality-of-life score of 70 out of 100 (high), ranking #4,680 of 15,651 US cities and towns. Within Florida it ranks #112 of 780 cities and towns. It ranks best on restaurants and bars (high), pharmacies (high) and arts, entertainment and recreation (high). It ranks worst on home price to income ratio (high), natural hazard risk (high) and income inequality (Gini index) (high).

70High

Quality-of-life score: #4,680 of 15,651 cities and towns
Florida: #112 of 780 in FL
Population: 1,808 (2020-2024)
Land area: 19 mi²
Density: 97.3 /mi²
FIPS code: 1249406

Percentile-based score (100 is the best in the country) from 71 of 80 indicators, with the default “Explorer” weights.

Open in the map

Scores by category

Each category averages its indicators' percentile scores among US cities and towns.

Safety41#9,207/15,637
Economy52#7,481/15,631
Housing—
Health80#3,138/15,609
Healthcare53#7,319/15,650
Environment61#6,058/15,453
Education87#2,108/15,649
Infrastructure22#12,135/15,650
Community68#5,026/15,651
Leisure & amenities99#106/15,651

Strengths · Weaknesses

Indicators where North Key Largo, Florida ranks highest and lowest among US cities and towns (score = percentile, 100 = best). Values marked “Monroe County value” are the county’s: the source publishes no figure for this city or town, and the county holding most of its residents stands in.

Strengths

Restaurants and bars · high37.3 /10k
100/100Florida 9.6 /10kUnited States 9.0 /10k2025U.S. Bureau of Labor StatisticsMonroe County value
Pharmacies · high3.9 /10k
99/100Florida 2.0 /10kUnited States 1.8 /10k2025U.S. Bureau of Labor StatisticsMonroe County value
Arts, entertainment and recreation · high20.6 /10k
99/100Florida 5.9 /10kUnited States 5.5 /10k2025U.S. Bureau of Labor StatisticsMonroe County value
New business applications · high29.0 /1k
97/100Florida 27.6 /1kUnited States 16.6 /1k2025U.S. Census BureauMonroe County value
Grocery stores · high3.2 /10k
95/100Florida 1.6 /10kUnited States 1.7 /10k2025U.S. Bureau of Labor StatisticsMonroe County value
Hospital quality rating · high4.5
94/100Florida 3.0United States 3.2Jul 2026Centers for Medicare & Medicaid ServicesMonroe County value

Weaknesses

Home price to income ratio · high13.4×
0/100Florida 4.8×United States 4.1×2020-2024U.S. Census Bureau Census table B25077
Natural hazard risk · high99.2
1/100Florida 75.92025Federal Emergency Management AgencyMonroe County value
Income inequality (Gini index) · high0.639
1/100Florida 0.485United States 0.4832020-2024U.S. Census Bureau Census table B19083
Rent-burdened households · high100.0%
4/100Florida 60.1%United States 51.1%2017-2021U.S. Census Bureau Census table B25070High uncertainty
Hot days · high116 days
6/100Florida 102 daysUnited States 42 days2016-2025NOAA National Centers for Environmental InformationMonroe County value
Distance to an Amtrak station · high100 mi
10/100Florida 27 miUnited States 43 mi2026Federal Aviation Administration · Bureau of Transportation Statistics · U.S. Census BureauMonroe County value

Trends

The largest changes over about five years, next to the country's over the same periods.

PopulationRising
886 (2015-2019) → 1,808 (2020-2024)
+104%5 yearsCensus table B01003US 328,329,953 → 340,003,797
Broadband subscriptionsWorsening
91.6% (2015-2019) → 71.7% (2020-2024)
−20 pts5 yearsCensus table B28002US 82.7% → 91.0%
Poverty rateWorsening
12.6% (2015-2019) → 28.1% (2020-2024)
+15 pts5 yearsCensus table B17001US 12.3% → 12.1%
Unemployment rateImproving
13.7% (2015-2019) → 2.6% (2020-2024)
−11 pts5 yearsCensus table B23025US 3.7% → 4.0%
Average commute timeImproving
24.4 min (2015-2019) → 16.9 min (2020-2024)
−31%5 yearsCensus table B08013US 26.9 min → 26.4 min
Public transit commutersImproving
0.0% (2015-2019) → 5.1% (2020-2024)
+5.1 pts5 yearsCensus table B08301US 5.0% → 3.2%

What changed in five years

How each measure moved between two periods about five years apart, read against whether more or less is better, the published margin of error and the same change in other places.

Over about five years, North Key Largo, Florida improved on 1 of 6 measures with a comparison and declined on 1. 4 moved within the margin of error and 0 barely changed.

Earlier (2015-2019)
Latest (2020-2024)
Lower standingHigher standing

Position is the place's standing among cities and towns: further right is better, whichever way the measure counts.

Improved1

Price / income−3.1×16.4× → 13.4×

Declined1

Broadband−20 points91.6% → 71.7%

All 6 measures

Change of every measure of North Key Largo, Florida between two periods about five years apart
Measure	Before	After	Change	Reading	Favourable vs peers
Bachelor's degree or higher	58.7%2015-2019	56.3%2020-2024	−2.4 points	Within the margin of error	15%
Broadband subscriptions	91.6%2015-2019	71.7%2020-2024	−20 points	Declined	0%
Effective property tax rate	0.51%2015-2019	0.51%2020-2024	−0 points	Within the margin of error	17%
High school diploma or higher	99.4%2015-2019	98.6%2020-2024	−0.7 points	Within the margin of error	25%
Home price to income ratio	16.4×2015-2019	13.4×2020-2024	−3.1×	Improved	100%
Income inequality (Gini index)	0.5922015-2019	0.6392020-2024	+0.047	Within the margin of error	18%

“Against peers” compares the change with the same change in the 15075 cities and towns that have the same two periods. It describes how common a change is, not why it happened.

Sources: American Community Survey 5-Year Estimates. Values are the latest and the one five years earlier of the same publisher dataset; datasets that changed publisher in between are never compared.

Survey estimates (American Community Survey) compare the two most recent 5-year windows that do not share years, so the margin of error of the difference holds. The 2015-2019 window predates the pandemic and 2020-2024 includes it.
A change counts only when it is larger than 1.645 times the square root of the two standard errors squared, summed (a 90% margin). Measures published without a margin must change by at least 5% to count.
“Against peers” compares the change with the same change in the 15651 cities and towns that have the same two periods. It describes how common a change is, not why it happened.
Standing is a percentile among the same places: 0 is the lowest value on the measure (or the worst when lower is better), 100 the best.

Cities and towns like North Key Largo, Florida five years ago that improved

The places whose measures looked most like those of North Key Largo, Florida in the earlier period, ranked by how many measures improved beyond the margin of error, minus how many declined. A comparison of published data, not a forecast and not advice.

For comparison, North Key Largo, Florida itself moved −15.9 points in standing on average over the same 6 measures (standings of all places average about zero).

How the ranking works

Similarity is the root-mean-square difference of standings in the earlier period over the measures most places have. Places are ranked by measures that improved beyond the margin of error minus those that declined (a count that estimation noise in small places cannot inflate), then by the mean change of standing over the measures a place has in both periods. Only places with more improvements than declines and a rise in standing are listed. Standings are relative, so a place can improve in absolute terms and still lose standing.

Who lives here

Age, race and education of residents, from the American Community Survey. Shares are of all residents (age), residents of every origin (race) or adults 25 and over (education).

Age and sex

1,808 residents (±459)

Men
Women

80 and over†
70–79†
60–69†

Income

How household income is spread, not just the middle: each bar is the share of households in that income range.

Household income

858 households (±210)

North Key Largo, Florida
Florida share

Under $25k28%†242
$25k–50k7.3%†63
$50k–75k

Homes

Who owns and who rents, what homes cost, and what the housing stock looks like.

Owners and renters

858 households (±210)

North Key Largo, Florida
Florida share

Own94%807
Rent5.9%†51

No change since 2015–2019 is larger than the margin of error.

† Wide margin of error (more than 30% of the estimate): read with care.

Table view

Getting to work

How workers travel to their job and how long it takes them.

How people get to work

568 workers (±269)

North Key Largo, Florida
Florida share

Drive alone24%†134
Carpool0.0%0
Public transit5.1%†

Jobs and pay

What the largest occupations here pay, from the Bureau of Labor Statistics' Occupational Employment and Wage Statistics survey.

The Bureau of Labor Statistics publishes pay by metro area, not by county or city. The metro area page lists its largest occupations and lets you look up any job.

Pay in the Key West-Key Largo, FL

Local businesses

Employer businesses and sole proprietors by industry, per resident and against the state and the nation. Counts of businesses next to counts of people, not a measure of demand.

The Census Bureau publishes business counts by county, not by city, so these are the figures of Monroe County, the county holding most of North Key Largo's residents.

Monroe County has 4,154 employer establishments, 502 for every 10,000 residents (2.02× the US rate of 248; 1.78× Florida's), with 37,134 paid employees at an average annual pay of $48,056. The Census Bureau also counts 16,021 nonemployer businesses, mostly sole proprietors.

Establishments: 4,154; 16,021 nonemployers
Per 10,000 residents: 502; US 248 · Florida 282
Paid employees: 37,134
Average annual pay: $48,056; US $68,342

Employer establishments, employees, average pay and nonemployers of Monroe County by industry, with the density per resident against the nation

Lessors of real estate	381	46.1	3.74×More than typical	859	$64,597	2,370
Restaurants and other eating places	366	44.3	2.41×More than typical	6,953	$35,275	136
Full-service restaurants	261	31.6	4.11×More than typical	5,581	$37,654	77
Specialty trade contractors	257	31.1	2.01×More than typical	1,192	$58,357	812
Ambulatory health care services	195	23.6	1.13×About typical	897	$73,047	441
Real estate agents and brokers	194	23.5	4.82×More than typical	316	$79,899	561
Traveler accommodation	160	19.3	10.7×More than typical	7,659	$44,579	84
Services to buildings and dwellings	159	19.2	2.85×More than typical	839	$43,725	1,496
Clothing and accessories stores	130	15.7	4.33×More than typical	743	$29,127	130
Management, scientific and technical consulting	122	14.8	2.20×More than typical	300	$157,140	558
Construction of buildings	119	14.4	1.90×More than typical	502	$51,614	520
Building equipment contractors	118	14.3	2.37×More than typical	774	$56,270	179

Rank places for an industry Open Monroe County

County Business Patterns (2023); Nonemployer Statistics (2024)

Per-resident figures divide by the population estimate of 2023: 82,695 residents here, 336,755,052 in the United States. County Business Patterns counts establishments in 2023; the Nonemployer Statistics count businesses in 2024.
“More than typical” is a density at least 1.25 times the nation's per resident, “fewer” at most 0.8 times, with at least 10 establishments. It compares counts of businesses with counts of people: it says nothing about demand, incomes, size, quality or profit, and visitors and commuters are not residents.
The Census Bureau adds noise to employment and payroll to protect confidentiality, and withholds some figures: an industry with few establishments can show employees or pay as unavailable.
Industries overlap: a narrower industry (full-service restaurants) is part of a broader one (restaurants), so the rows do not add up.
Industries follow the North American Industry Classification System; the two surveys use different editions (NAICS 2017 and 2022), which this page matches industry by industry.

Federal contracts performed here

In FY2026, an estimated $29.1K of federal contract obligations were for work performed in North Key Largo, Florida: $16.10 per resident (US $1,994).

Obligations: $29.1K; −67% vs FY2025
Per resident: $16.10; US $1,994
Sole-source: 1.3%; US 30%
Single offer: 0.5%; US 8.8%

A signal is a reason to look closer, not evidence of wrongdoing: most sole-source awards are lawful and justified.

Top buying agencies

National Park Service$21.1K73%
Defense Logistics Agency$7,97527%

Top recipients

YOSWAY MARK P$16.2K56%
AUTOMATED PRODUCTION EQUIPMENT CORP.$7,97527%
ARIES BUILDING SYSTEMS, LLC$4,92717%
G.S. BOSTIC PAINTING LLC$00.0%

Spending by fiscal year

442.6KFY2017
292.5KFY2018
125.6KFY2019
267.8KFY2020
115.7KFY2021
5.6KFY2022
144.7KFY2023
106KFY2024

Top industries (NAICS)

Services to buildings and dwellings · 5617$16.2K56%
Cutlery and handtool manufacturing · 3322$5,49819%
Architectural and structural metals manufacturing · 3323$4,92717%
Other chemical product and preparation manufacturing · 3259$1,2024.1%
Metalworking machinery manufacturing · 3335$7942.7%
Navigational, measuring, electromedical, and control instruments manufacturing · 3345

Largest awards whose ZIP code lies mostly in North Key Largo, Florida

LEASE OF MODULAR BUILDING KEY LARGO$144.9K
ARIES BUILDING SYSTEMS, LLC· Monroe County, FL· Equipment maintenance· Mar 25, 2021 – Mar 5, 2026· 140P5421F0012
LAWN CARE-EVER$113K
YOSWAY MARK P· Monroe County, FL· Facilities & utilities· Jan 23, 2023 – Feb 3, 2026· 140P5423P0015
CUSTOM PAINTED STOREFRONT SIGN ON THE EXTERIOR OF THE FLORIDA KEYS NATIONAL MARINE SANCTUARY BUILDING IN KEY LARGO, FLORIDA$20K
G.S. BOSTIC PAINTING LLC· Monroe County, FL· Construction & real property· Aug 25, 2025 – Dec 15, 2025· 1305M225P0180
8511803152!MAINTENANCE KIT,ELE

Source: Federal contract transactions (Federal Procurement Data System) (U.S. Department of the Treasury, USAspending.gov), data current to Oct 3, 2026, loaded Oct 3, 2026.

How this is estimated

Agencies report each contract action's place of performance as a county and a ZIP code. A ZIP code's money is split among the cities it covers by the share of its land inside each (Census 2020 ZIP code tabulation areas); the part outside city limits stays with the county.

The place of performance is what the contracting agency reports, often the contractor's office rather than where the work happens.
Shares are of land, not of people or businesses: a ZIP code that is mostly rural land but has its offices in town gives the town less than it should.
ZIP codes that are not mapped areas (post office boxes, the unique ZIP codes of large federal sites and companies) stay with their county, unless one city covers nearly all of it.
Counts of actions and awards include those only partly in North Key Largo, Florida, so they do not add up across cities.

North Key Largo, Florida's figures are part of those of Monroe County, FL ($54M in FY2026), never added to them: 0.1% of that total.

Grants and other federal assistance are counted by county here, not split among cities: North Key Largo is mostly in Monroe County.

See federal money in Monroe County

Representation in Congress

Members serving today, with their record in the current Congress (party-unity votes cast with their caucus, roll calls missed). Not a grade.

North Key Largo, Florida is represented in the 119th Congress by these members.

House

Carlos A. GimenezR-FL-28 · 100% of residentsWith party 95%Missed 6.7%

Senate

Explore Congress The 2026 races

County

A city can lie in several counties. Some indicators are published for counties only: the page marks them.

Monroe County81100% of residents

Metro area

The metro or micro area the city belongs to.

Key West-Key Largo, FL80

Other cities and towns in Monroe County

Largest first.

Similar cities and towns

Closest indicator profiles across the country (no model: score distances).

Data and sources

Latest published value of each indicator; periods differ by source. Values flagged by their publisher are marked.

PLACES: Local Data for Better HealthCenters for Disease Control and Prevention · release 2025
Local Area Unemployment StatisticsU.S. Bureau of Labor Statistics · release 2025
American Community Survey 5-Year EstimatesU.S. Census Bureau · release 2017-2024
Population Estimates ProgramU.S. Census Bureau · release 2025
Small Area Health Insurance EstimatesU.S. Census Bureau · release 2024
Small Area Income and Poverty EstimatesU.S. Census Bureau · release 2024
County Health Rankings & RoadmapsUniversity of Wisconsin Population Health Institute · release 2022-2025+2026-03-supplement

JSON · /api/v1/places/1249406

Scores by category

Strengths · Weaknesses

Strengths

Weaknesses

Trends