Village · Hamilton County, Ohio

Terrace Park, Ohio

Terrace Park is a village in Hamilton County, Ohio, part of the Cincinnati, OH-KY-IN metro area. It has 2,295 residents. Terrace Park, Ohio has a quality-of-life score of 82 out of 100 (very high), ranking #2,876 of 15,651 US cities and towns. Within Ohio it ranks #37 of 684 cities and towns. It ranks best on food insecurity (low), bachelor's degree or higher (high) and lack of reliable transportation (low). It ranks worst on comfortable days (low), effective property tax rate (high) and child care cost burden (high).

82Very high

Quality-of-life score: #2,876 of 15,651 cities and towns
Ohio: #37 of 684 in OH
Population: 2,295 (2020-2024)
Land area: 1 mi²
Density: 1,934.6 /mi²
FIPS code: 3976428

Percentile-based score (100 is the best in the country) from 75 of 80 indicators, with the default “Explorer” weights.

Open in the map

Scores by category

Each category averages its indicators' percentile scores among US cities and towns.

Safety11#13,839/15,637
Economy91#1,468/15,631
Housing83#2,621/14,977
Health75#3,915/15,609
Healthcare87#2,028/15,650
Environment6#14,458/15,453
Education82#2,891/15,649
Infrastructure94#935/15,650
Community80#3,107/15,651
Leisure & amenities81#2,923/15,651

Strengths · Weaknesses

Indicators where Terrace Park, Ohio ranks highest and lowest among US cities and towns (score = percentile, 100 = best). Values marked “Hamilton County value” are the county’s: the source publishes no figure for this city or town, and the county holding most of its residents stands in.

Strengths

Food insecurity · low4.6%
100/100Ohio 14.7%United States 15.6%2023Centers for Disease Control and PreventionModel-based estimate
Bachelor's degree or higher · high85.6%
100/100Ohio 31.5%United States 35.7%2020-2024U.S. Census Bureau Census table B15003
Lack of reliable transportation · low3.4%
100/100Ohio 8.1%United States 8.3%2023Centers for Disease Control and PreventionModel-based estimate
Rent as share of income · low9.0%
100/100Ohio 28.3%United States 30.6%2020-2024U.S. Census Bureau Census table B25071At most this value: the publisher's bottom bracket is open-ended
High school diploma or higher · high98.7%
100/100Ohio 91.8%United States 89.6%2020-2024U.S. Census Bureau Census table B15003
Poor or fair health · low9.1%
99/100Ohio 19.2%United States 19.9%2023University of Wisconsin Population Health InstituteModel-based estimate

Weaknesses

Comfortable days · low21.4%
1/100Ohio 23.4%United States 26.8%2016-2025NOAA National Centers for Environmental InformationHamilton County value
Effective property tax rate · high2.11%
6/100Ohio 1.36%United States 0.94%2020-2024U.S. Census Bureau Census table B25090
Child care cost burden · high41.2%
6/100Ohio 31.7%United States 27.9%2023 & 2024University of Wisconsin Population Health InstituteHamilton County value
Property crime rate · high2,303 /100k
7/100Ohio 1,429 /100kUnited States 1,535 /100k2025Federal Bureau of InvestigationHamilton County value
Median Air Quality Index · high54
7/1002025U.S. Environmental Protection AgencyHamilton County value
Homicide rate · high10.0 /100k
9/100Ohio 5.3 /100kUnited States 4.8 /100kMay 2025–Apr 2026Centers for Disease Control and PreventionProvisional dataHamilton County value

Trends

The largest changes over about five years, next to the country's over the same periods.

Rent-burdened householdsImproving
61.5% (2015-2019) → 0.0% (2020-2024)
−62 pts5 yearsCensus table B25070US 49.6% → 51.1%
Rent as share of incomeImproving
32.5% (2015-2019) → 9.0% (2020-2024)
−24 pts5 yearsCensus table B25071US 29.8% → 30.6%
Child poverty rateImproving
4.8% (2015-2019) → 1.3% (2020-2024)
−3.5 pts5 yearsCensus table B17001US 16.8% → 15.5%
Broadband subscriptionsImproving
96.3% (2015-2019) → 99.7% (2020-2024)
+3.4 pts5 yearsCensus table B28002US 82.7% → 91.0%
Median household incomeImproving
$175,000 (2015-2019) → $197,750 (2020-2024)
+13%5 yearsCensus table B19013US $65,712 → $81,604
Bachelor's degree or higherImproving
83.0% (2015-2019) → 85.6% (2020-2024)
+2.6 pts5 yearsCensus table B15003US 32.1% → 35.7%

What changed in five years

How each measure moved between two periods about five years apart, read against whether more or less is better, the published margin of error and the same change in other places.

Over about five years, Terrace Park, Ohio improved on 1 of 10 measures with a comparison and declined on 0. 9 moved within the margin of error and 0 barely changed.

Earlier (2015-2019)
Latest (2020-2024)
Lower standingHigher standing

Position is the place's standing among cities and towns: further right is better, whichever way the measure counts.

Improved1

Rent / income−24 points32.5% → 9.0%

Declined0

No measure declined by more than its margin of error.

All 10 measures

Change of every measure of Terrace Park, Ohio between two periods about five years apart
Measure	Before	After	Change	Reading	Favourable vs peers
Average commute time	26.3 min2015-2019	25.0 min2020-2024	−1.3 min	Within the margin of error	64%
Bachelor's degree or higher	83.0%2015-2019	85.6%2020-2024	+2.6 points	Within the margin of error	48%
Broadband subscriptions	96.3%2015-2019	99.7%2020-2024	+3.4 points	Within the margin of error	22%
Effective property tax rate	2.31%2015-2019	2.11%2020-2024	−0.2 points	Within the margin of error	59%
High school diploma or higher	97.7%2015-2019	98.7%2020-2024	+1 points	Within the margin of error	46%
Home price to income ratio	3.0×2015-2019	3.1×2020-2024	+0.1×	Within the margin of error	76%
Income inequality (Gini index)	0.4622015-2019	0.4452020-2024	−0.017	Within the margin of error	65%
Median household income	$175,0002015-2019	$197,7502020-2024	+13%	Within the margin of error	21%
Poverty rate	3.8%2015-2019	2.1%2020-2024	−1.7 points	Within the margin of error	60%
Rent as share of income	32.5%2015-2019	9.0%2020-2024	−24 points	Improved	99%

“Against peers” compares the change with the same change in the 14640 cities and towns that have the same two periods. It describes how common a change is, not why it happened.

Sources: American Community Survey 5-Year Estimates. Values are the latest and the one five years earlier of the same publisher dataset; datasets that changed publisher in between are never compared.

Survey estimates (American Community Survey) compare the two most recent 5-year windows that do not share years, so the margin of error of the difference holds. The 2015-2019 window predates the pandemic and 2020-2024 includes it.
A change counts only when it is larger than 1.645 times the square root of the two standard errors squared, summed (a 90% margin). Measures published without a margin must change by at least 5% to count.
“Against peers” compares the change with the same change in the 15651 cities and towns that have the same two periods. It describes how common a change is, not why it happened.
Standing is a percentile among the same places: 0 is the lowest value on the measure (or the worst when lower is better), 100 the best.

Cities and towns like Terrace Park, Ohio five years ago that improved

The places whose measures looked most like those of Terrace Park, Ohio in the earlier period, ranked by how many measures improved beyond the margin of error, minus how many declined. A comparison of published data, not a forecast and not advice.

For comparison, Terrace Park, Ohio itself moved +11.9 points in standing on average over the same 9 measures (standings of all places average about zero).

How the ranking works

Similarity is the root-mean-square difference of standings in the earlier period over the measures most places have. Places are ranked by measures that improved beyond the margin of error minus those that declined (a count that estimation noise in small places cannot inflate), then by the mean change of standing over the measures a place has in both periods. Only places with more improvements than declines and a rise in standing are listed. Standings are relative, so a place can improve in absolute terms and still lose standing.

Who lives here

Age, race and education of residents, from the American Community Survey. Shares are of all residents (age), residents of every origin (race) or adults 25 and over (education).

Age and sex

2,295 residents (±237)

Men
Women

80 and over†
70–79†
60–69
50–59
40–49
30–39†
20–29†
10–19
Under 10†

Share of all residents, each sex

Biggest shift since 2015–2019: 10–19 women (+3.5 points).

† Wide margin of error (more than 30% of the estimate): read with care.

Table view

American Community Survey 5-year estimates, 2020–2024 · Table B01001View table on data.census.gov

Race and Hispanic origin

2,295 residents (±237)

Terrace Park, Ohio
Ohio share

White89%2,041
Black0.0%0
Hispanic or Latino5.4%†125

Education

1,381 residents (±136)

Terrace Park, Ohio
Ohio share

No high school diploma1.3%†18
High school or GED3.8%†52
Some college4.3%†

Counts are survey estimates, each with a margin of error. The grouping into ranges is ours; every count is the Census Bureau's.

Income

How household income is spread, not just the middle: each bar is the share of households in that income range.

Household income

738 households (±72)

Terrace Park, Ohio
Ohio share

Under $25k3.5%†26
$25k–50k5.8%†43
$50k–75k4.7%†35
$75k–100k2.4%†18
$100k–150k15%110
$150k–200k20%†146
$200k or more49%360

Biggest shift since 2015–2019: $200k or more (+8.4 points).

† Wide margin of error (more than 30% of the estimate): read with care.

Table view

American Community Survey 5-year estimates, 2020–2024 · Table B19001View table on data.census.gov

Counts are survey estimates, each with a margin of error. The grouping into ranges is ours; every count is the Census Bureau's.

Homes

Who owns and who rents, what homes cost, and what the housing stock looks like.

Owners and renters

738 households (±72)

Terrace Park, Ohio
Ohio share

Own97%716
Rent3.0%†22

No change since 2015–2019 is larger than the margin of error.

† Wide margin of error (more than 30% of the estimate): read with care.

Table view

American Community Survey 5-year estimates, 2020–2024 · Table B25003View table on data.census.gov

Rent paid

16 households (±14)

Terrace Park, Ohio
Ohio share

Under $7500.0%0
$750–1,0000.0%0
$1,000–1,5000.0%0

Home values

716 homes (±72)

Terrace Park, Ohio
Ohio share

Under $150k5.2%†37
$150k–250k2.0%†14
$250k–400k11%†80

Age of homes

762 homes (±74)

Terrace Park, Ohio
Ohio share

2010 or later0.9%†7
2000–20095.1%†39
1980–199912%†95

Size of homes

762 homes (±74)

Terrace Park, Ohio
Ohio share

Studio0.0%0
1 bedroom0.0%0
2 bedrooms4.5%†34

Counts are survey estimates, each with a margin of error. The grouping into ranges is ours; every count is the Census Bureau's.

Getting to work

How workers travel to their job and how long it takes them.

How people get to work

957 workers (±92)

Terrace Park, Ohio
Ohio share

Drive alone61%586
Carpool2.5%†24
Public transit1.1%†11
Walk0.0%0
Bike1.3%†12
Work from home34%324
Other0.0%0

Biggest shift since 2015–2019: Work from home (+22.7 points).

† Wide margin of error (more than 30% of the estimate): read with care.

Table view

American Community Survey 5-year estimates, 2020–2024 · Table B08301View table on data.census.gov

Time to get to work

633 workers (±88)

Terrace Park, Ohio
Ohio share

Under 15 min21%†133
15–29 min39%244
30–44 min33%212

Counts are survey estimates, each with a margin of error. The grouping into ranges is ours; every count is the Census Bureau's.

Jobs and pay

What the largest occupations here pay, from the Bureau of Labor Statistics' Occupational Employment and Wage Statistics survey.

The Bureau of Labor Statistics publishes pay by metro area, not by county or city. The metro area page lists its largest occupations and lets you look up any job.

Pay in the Cincinnati, OH-KY-IN

Local businesses

Employer businesses and sole proprietors by industry, per resident and against the state and the nation. Counts of businesses next to counts of people, not a measure of demand.

The Census Bureau publishes business counts by county, not by city, so these are the figures of Hamilton County, the county holding most of Terrace Park's residents.

Hamilton County has 21,087 employer establishments, 254 for every 10,000 residents (1.02× the US rate of 248; 1.17× Ohio's), with 529,211 paid employees at an average annual pay of $70,726. The Census Bureau also counts 69,341 nonemployer businesses, mostly sole proprietors.

Establishments: 21,087; 69,341 nonemployers
Per 10,000 residents: 254; US 248 · Ohio 216
Paid employees: 529,211
Average annual pay: $70,726; US $68,342

Employer establishments, employees, average pay and nonemployers of Hamilton County by industry, with the density per resident against the nation

Restaurants and other eating places	1,678	20.2	1.10×About typical	37,707	$22,525	282
Ambulatory health care services	1,609	19.3	0.93×About typical	30,698	$90,670	3,666
Lessors of real estate	974	11.7	0.95×About typical	7,165	$79,720	7,634
Specialty trade contractors	914	11	0.71×Fewer than typical	15,614	$74,483	3,495
Limited-service restaurants	751	9	1.13×About typical	14,814	$19,694	123
Full-service restaurants	714	8.6	1.12×About typical	20,201	$25,231	104
Management, scientific and technical consulting	529	6.4	0.95×About typical	5,421	$125,563	3,113
Services to buildings and dwellings	514	6.2	0.92×About typical	8,538	$33,519	3,552
Religious organizations	511	6.1	1.11×About typical	6,034	$30,686	—
Construction of buildings	474	5.7	0.75×Fewer than typical	4,523	$96,161	1,444
Offices of physicians	456	5.5	0.85×About typical	14,506	$134,404	691
Personal care services	421	5.1	1.06×About typical	2,905	$32,345	3,342

Rank places for an industry Open Hamilton County

County Business Patterns (2023); Nonemployer Statistics (2024)

Per-resident figures divide by the population estimate of 2023: 831,699 residents here, 336,755,052 in the United States. County Business Patterns counts establishments in 2023; the Nonemployer Statistics count businesses in 2024.
“More than typical” is a density at least 1.25 times the nation's per resident, “fewer” at most 0.8 times, with at least 10 establishments. It compares counts of businesses with counts of people: it says nothing about demand, incomes, size, quality or profit, and visitors and commuters are not residents.
The Census Bureau adds noise to employment and payroll to protect confidentiality, and withholds some figures: an industry with few establishments can show employees or pay as unavailable.
Industries overlap: a narrower industry (full-service restaurants) is part of a broader one (restaurants), so the rows do not add up.
Industries follow the North American Industry Classification System; the two surveys use different editions (NAICS 2017 and 2022), which this page matches industry by industry.

Federal contracts performed here

In FY2026, an estimated $0 of federal contract obligations were for work performed in Terrace Park, Ohio: $0 per resident (US $1,994).

Obligations: $0
Per resident: $0; US $1,994
Sole-source: —; US 30%
Single offer: —; US 8.8%

A signal is a reason to look closer, not evidence of wrongdoing: most sole-source awards are lawful and justified.

Top buying agencies

Top recipients

Spending by fiscal year

202.7KFY2017
320.7KFY2018
194.4KFY2019
77KFY2020

What was bought

Source: Federal contract transactions (Federal Procurement Data System) (U.S. Department of the Treasury, USAspending.gov), data current to Oct 3, 2026, loaded Oct 3, 2026.

How this is estimated

Agencies report each contract action's place of performance as a county and a ZIP code. A ZIP code's money is split among the cities it covers by the share of its land inside each (Census 2020 ZIP code tabulation areas); the part outside city limits stays with the county.

The place of performance is what the contracting agency reports, often the contractor's office rather than where the work happens.
Shares are of land, not of people or businesses: a ZIP code that is mostly rural land but has its offices in town gives the town less than it should.
ZIP codes that are not mapped areas (post office boxes, the unique ZIP codes of large federal sites and companies) stay with their county, unless one city covers nearly all of it.
Counts of actions and awards include those only partly in Terrace Park, Ohio, so they do not add up across cities.

Terrace Park, Ohio's figures are part of those of Hamilton County, OH ($1.3B in FY2026), never added to them: 0.0% of that total.

Grants and other federal assistance are counted by county here, not split among cities: Terrace Park is mostly in Hamilton County.

See federal money in Hamilton County

Representation in Congress

Members serving today, with their record in the current Congress (party-unity votes cast with their caucus, roll calls missed). Not a grade.

Terrace Park, Ohio is split between congressional districts: each representative is shown with the share of its residents in their district (current boundaries).