Industry · NAICS 52

Finance and insurance

The United States has 469,382 employer establishments in finance and insurance (13.9 per 10,000 residents), employing 6,991,623 people at an average annual pay of $125,425, plus 839,550 nonemployer businesses.

In the United States

Establishments
469,382
839,550 nonemployers
Per 10,000 residents
13.9
Paid employees
6,991,623
Average annual pay
$125,425

Places ranked by residents per establishment

Places ranked by residents per establishment: more residents for each business, fewer competitors per resident. A count, not a measure of demand: retirement areas, low incomes or tourism change what a business needs.

Places
State
Size
Finance and insurance by residents per establishment
#Placevs US
1Hanford-Corcoran, CA153,197762,01650.36×444$74,448108
2Merced, CA294,3191481,98950.36×1,060$61,822278
3Vineland, NJ154,497831,8615.40.39×799$75,451123
4Gettysburg, PA106,945581,8445.40.39×444$72,536145
5Anderson Creek, NC141,772881,6116.20.45×364$58,865194
6Bakersfield-Delano, CA917,5995861,5666.40.46×4,654$84,3541,092
7Jacksonville, NC210,9551351,5636.40.46×894$58,379251
8Lexington Park, MD209,9951411,4896.70.48×758$78,131205
9El Centro, CA180,6831251,4456.90.50×734$58,022209
10Stockton-Lodi, CA806,0555611,43770.50×6,303$92,8411,254
11Vallejo, CA451,3773181,41970.51×3,022$89,071662
12Riverside-San Bernardino-Ontario, CA4,707,4483,4021,3847.20.52×26,093$76,3959,079
13Yuma, AZ214,2281561,3737.30.52×1,187$53,514217
14Sierra Vista-Douglas, AZ124,716911,3717.30.52×485$78,957104
15Springfield, OH135,342991,3677.30.52×2,225$51,650117
16Yuba City, CA184,4021361,3567.40.53×844$68,290194
17Fayetteville, NC392,3452931,3397.50.54×1,619$69,418459
18Show Low, AZ109,197821,3327.50.54×346$53,887133
19Visalia, CA480,8163641,3217.60.54×2,279$75,368531
20Lebanon, PA144,7061121,2927.70.56×757$69,511164
21Lumberton, NC118,005921,2837.80.56×927$78,854167
22Hilo-Kailua, HI207,4761651,25780.57×1,064$62,837302
23Holland, MI121,935971,25780.57×399$69,231160
24Massena-Ogdensburg, NY106,607851,25480.57×674$58,50783
25Salinas, CA434,1073471,25180.57×2,146$102,819573

1–25 of 398 places

Sources: County Business Patterns (2023); Nonemployer Statistics (2024).

  • Residents per establishment is the place's population estimate for 2023 divided by its establishments; more residents per business means fewer competitors per resident. Places with fewer than the minimum establishments are left out because a handful of businesses makes the ratio jump around.
  • Metro areas are made of whole counties and their figures are the exact sums of those counties'. A metro area is listed under its principal state.
  • This compares counts of businesses with counts of residents. It does not measure demand, spending power, visitors, the size or quality of the businesses, or whether a market is open. Employment and payroll carry the Census Bureau's noise infusion.
  • County Business Patterns 2023 uses NAICS 2017 codes; the nonemployer figures use NAICS 2022. Industries are matched by name between editions.
  • Growth needs a second reference year of County Business Patterns in the same industry classification; only 2023 is loaded, so there is no growth column yet.

Federal contracts in this industry

Federal agencies obligated $48.4B on contracts under NAICS 52 in fiscal year 2026, nationwide (2,073 awards, each counted once per county where it was performed).

Metro areas

  1. Washington-Arlington-Alexandria, DC-VA-MD-WV$31.8B66%
    302 awards
  2. Louisville/Jefferson County, KY-IN$5.6B12%
    5 awards
  3. Phoenix-Mesa-Chandler, AZ$4.9B10%
    8 awards
  4. St. Louis, MO-IL$671.9M1.4%
    7 awards
  5. Harrisburg-Carlisle, PA$537.3M1.1%
    11 awards
  6. Denver-Aurora-Centennial, CO$509.3M1.1%
    6 awards
  7. Baltimore-Columbia-Towson, MD$495.3M1.0%
    4 awards
  8. Portland-South Portland, ME$433.5M0.9%
    2 awards
  9. Fargo, ND-MN$297.8M0.6%
    6 awards
  10. Lincoln, NE$292.8M0.6%
    6 awards

Counties

  1. Spotsylvania County, VA$28.8B60%
    38 awards
  2. Jefferson County, KY$5.6B12%
    4 awards
  3. Maricopa County, AZ$4.9B10%
    8 awards
  4. Fredericksburg city, VA$1.8B3.7%
    2 awards
  5. St. Louis County, MO$671.4M1.4%
    5 awards
  6. Cumberland County, PA$537.3M1.1%
    11 awards
  7. Jefferson County, CO$508.8M1.1%
    5 awards
  8. District of Columbia, DC$502.9M1.0%
    192 awards
  9. Baltimore city, MD$495.1M1.0%
    2 awards
  10. Cumberland County, ME$433.5M0.9%
    1 award

Cities and towns

  1. Phoenix city, AZ$4.9B10%
    8 awards
  2. Fredericksburg city, VA$1.8B3.7%
    2 awards
  3. Louisville/Jefferson County metro government (balance), KY$1.4B3.0%
    3 awards
  4. Hurstbourne city, KY$1.1B2.2%
    1 award
  5. Lyndon city, KY$838M1.7%
    3 awards
  6. Louisville city, KY$646.1M1.3%
    1 award
  7. Washington city, DC$502.9M1.0%
    192 awards
  8. Baltimore city, MD$495.1M1.0%
    2 awards
  9. Graymoor-Devondale city, KY$437.2M0.9%
    1 award
  10. Portland city, ME$433.5M0.9%
    1 award

Where the work was performed, as agencies report it (often the contractor's office). Metro areas are the exact sums of their counties. Cities are estimated: each action's county money split by the share of its ZIP code's land inside the city, so a city's figure is part of its county's.

USAspending.gov, prime award contract transactions (FPDS)